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No spender & quiet night

December 13th, 2007 at 03:38 am

Today was a no spender. Packed my lunch. Ate dinner at home.

Tonight, I'm vegging on the couch. I am playing on the internet, enjoying the Christmas tree and watching CSI.

I did my Christmas cards. All 10 of them. Most are obligatory cards for my mom's side of the family. I see them maybe twice a year, but its really important to my mom that we stay in touch with them.

Most of my friends, I stay in touch with by email, so no need for cards.

I am completely done Christmas shopping, but I still have some funds in my budget for the work holiday outing to a bar on Friday and some money for gas to go to a Holiday party at a coworker's house in the next state. About 40 minutes away.

This paycheck on Friday was supposed to be my last paycheck with overtime in it, but in a clerical error, it was missing.

So now I know exactly what my take home pay is under this new salary. Not so fun. Until I pick up a roommate or a part-time job or both, my budget is going to be TIGHT.

Out of this upcoming paycheck, after 1/2 my mortgage payment, the cable and water bill are paid, I'll be have the following budget:

$50.00 Gas
$60.00 Groceries
$35.00 Entertainment/Spending
$110.00 Student Loan #2
$53.00 Medical
$10.00 Personal items
$110.00 Car Insurance
$40.00 Weight Watchers monthly pass
$20.00 Oil Change

My goal is to stick exactly to the budget. I have money in my checking for quarterly bills like trash and medical, ect but I really want to stay on budget and not go over. It'll be tough given my grocery budget and spending budget being so low, but its doable.

I'm planning on doing movie nights with friends vs going out to the bar. Utilizing the library and internet for entertainment. Making and sticking to mealplans. And focusing on exercise and weight loss.

All of this is definately doable. Especially since this time of year, I LOVE to sit at home watching Christmas movies, sitting with the tree lit up and lights off and having a glass of wine. Very relaxing!

2 Responses to “No spender & quiet night”

  1. boomeyers Says:
    1197523383

    Sounds like you have a great plan. Have a super time at the party Friday night and drive safe!

  2. Ima saver Says:
    1197555082

    Have fun!!

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