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Soooo close to meeting my Mostly Free Christmas 2012 Goal!

June 23rd, 2012 at 12:28 pm

At the beginning of the year, I set a goal to have a mostly free Christmas this year. I have used Swagbucks, MyPoints, Cashcrate & InboxDollars, survey sites, and a few credit card rewards to meet this goal.

I cashflowed approx $66 as I found things I liked for future gifts.

I earned $147.07 in Amazon Gift cards (plus $79.99 that I used for a reel lawn mower).

I earned $437.67 in cash - through rewards, gift cards, ect that I turned into cash.

This totals $651.13.

My goal is 760.38 which includes budget for:
-gifts for family/friends
-my boyfriends end of November bday
-my 2 nephew's bdays (in December)
-my neices bday in the fall
-fudge for coworkers/neighbors
-homemade coasters
-mom's bday in Late october
-Christmas cards
-Uncles card/postage to england
-small decor additions
-work friends Happy HOur
-big New Year's Eve outting - funds for weekend

Once I reach the goal (and I will based on Mypoints cards about ready to cash in) - I will work to build a gift budget for the rest of birthdays in the year and eventually 2013's budget. My swagbucks earnings have taken a bit of a dive lately, so I will have to work to maintain this level. I find this fun Smile

7 Responses to “Soooo close to meeting my Mostly Free Christmas 2012 Goal!”

  1. snafu Says:

    It's just 3rd week of June and you are less than $110. from your goal. What a terrific idea to use money from cash back sources and keep those dollars assigned to a specific project.Good on you!

    It takes a lot of willpower from Thanksgiving to New Years to stick with decisions made in January. I'm sure you're not going to be shoved into overspending by those clever marketing mavens who bombard us with their buy, buy, buy message.

  2. crazyliblady Says:

    Awesome.

  3. creditcardfree Says:

    Great job! You are doing great. I'm probably getting pretty close to my goal too. I haven't checked MyPoints lately or my debit card rewards. My goal is $750.

  4. Thrifty Ray Says:

    Nice! I have funded a christmas account for many years. They first year I was fully covered for Holiday expenses, I never failed to save again. It makes the Holidays so much less stressful and more enjoayable when you are able to accomplish your gift goals debt free!!! Good for you!

  5. HouseHopeful Says:

    Thanks all! Ray - I have been cash only Christmas for a few years - but this is the first year of mostly free Christmas Smile I'm definitely doing it again next year!

  6. Jerry Says:

    Very cool stuff. This leads to a nice combination of early planning AND savings, so you will have some insurance of the most stress-free holiday imaginable! Nice going...
    Jerry

  7. Yvonne Says:

    Hello,
    I noticed that you are a member of mypoints. Iím a member of mypoints too. I usually order the walgreens gift cards with the points that I earn.
    Have you tried swagbucks? You can earn digital dollars and redeem them to purchase any of several gift cards, and/or products. I earn most of my swagbucks by searching the web and watching videos on SBTV (swag bucks tv), but there are several ways to earn those digital dollars. You can be my referral if you want. Here is the referral link: http://www.swagbucks.com/refer/kaay81

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