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Financial Doings

February 6th, 2015 at 07:31 am

Lots of things to update! First, my personal retirement accounts have totaled above $75k. $75,844.51 to be exact! My husband’s 401k is approximately $32,000. I am waiting on access to his 401k to really take a look.

Today was payday. I paid household bills – Car payment $230, Car insurance $97.10, electric/gas $133.45. Some bills aren’t due yet, but the funds are designated to pay them when ready: Water $35, trash $20, Cable

I paid off one of my last 3 credit cards ($193.07) and put an additional snowball of $121.83 to the 2nd to last credit card on the list!

My sinking funds will automatically deduct in the next few days:

-$20 Vet fund
-$10 Jewelry Insurance
-$20 Vacation Fund
-$30 Sewer/HOA
-$20 Medical
-$25 EFund
-$20 Clothing

I have also designated funds for gas $40, groceries $200, personal items $20, beauty $25, Netflix $8 and entertainment $259.11; Entertainment is high because I have rolled over extra from last month.

An update on my Sinking Funds/ Savings with Capital One 360:

New Home Fund: $5829.92
Holidays/Christmas $297.56
EF (being replenished) $366.31
Sewer/HOA/AAA: $281.77
Home Repairs $151.12
Jewelry Insurance: $14.80
Vet: $60
Medical $140.99
Auto expenses $0.04

I have free money pending that will go into my Gifts sinking fund.

- Ebates check $36.23
- TD CC Rewards: $88.05
- $5 Credit card credit from a promotion (asked for a credit balance refund on it)

Fun Note: My Car payment will be paid off in August! I am not including it in my snowball because its being paid off so soon and its 0%.

1 Responses to “Financial Doings ”

  1. scottish girl Says:

    That's great that the car will be gone in August. When's baby due?

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