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About Me:

HouseHopeful

a 37 year old's adventures in home ownership

*******************************
CC DEBT AS OF 12-31-2014:
$16,107.06
Car Loan Bal as of 12-31-2014:
$1595.93

CC Debt as of Aug 2015: $0
Car Loan Bal as of April 2015: $0

CC Debt as of Jan 2018 $11,360.76
*******************************

Retirement Assets (Self Only): As of 12-31-2014
$74,658.54

As of 4/2/2015
$80,109.11

As 5/4/2015
$82,853.28

As of 5/19/2015
$84,246.46

1/1/2016 $89,377.35
3/1/2016 $87,633.98
3/22/2016 $94,300.61
5/17/16 $99,549.83
5/27/16 $100,660.76
7/31/16 $107,362.92
8/26/16 $109,610.23
9/20/16 $110,054.89
11/01/16 $112,132.23
12/18/16 $117,088.35
01/13/17 $119,243.90
02/23/17 $127,704.18
03/28/17 $130,107.48
04/30/17 $135,720.07
05/22/17 $136,711.31
06/14/17 $141,464.07
07/20/17 $146,100.07
09/04/17 $149,598.07
09/29/17 $152,321.29
10/16/17 $156,438.32
11/17/17 $159,210.07
12/19/17 $164,816.36
01/01/18 $166,215.07
01/15/18 $172,362.92

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2018 Financial Goals (FLUID THIS YEAR)

• I have a goal of an average 15-20 OT hours per 2 week pay period while at the current job
• Continue monthly networking events
• Revamp household budget
• Meal plan weekly in an attempt to lower all household expenses.
• Continue tracking all personal and household spending
• Complete cash only gifts/holiday spending in 2018
• Find a new job
• No new debt
• Payoff existing debt
• Post here weekly at least. Helps for accountability
• Continue 16% 401k contribution personally until new job/budget reset

Last Credit Card Payoff Push!

March 24th, 2015 at 03:38 pm

I mentioned before that I only have 1 credit card to payoff and am pushing VERY hard to have it done by August when the baby is due.

After the last large payment, the balance was down to $8175.47.

In the meantime, I revamped the budget a little to have $1188 to pay towards the card each month.

The Gas bill came in under budget, so I am putting $12.37 to the card.

I have extra funds in some of my sinking funds, so I am putting $341.83 to the card.

This leaves a balance of $7821.27.

I have 8 hours of OT that will come in the next paycheck. That will go to the card. With $1188/mo abd with $900 for an additional paycheck in May, I will still have $1929.27 to go. I can do this!

Posted in Uncategorized | 3 Comments »

3 Responses to “Last Credit Card Payoff Push! ”

Ima saver Says:
March 24th, 2015 at 04:36 pm 1427214966
1427214966

Wow, sounds good!
snafu Says:
March 24th, 2015 at 05:16 pm 1427217419
1427217419

You have a target and you have a plan so it's likely you'll meet your goal. Snowballing all extra income and lower than budgeted expenditures + less interest on the reducing balance makes it sound do-able. We're all rooting for you
Househopeful Says:
March 25th, 2015 at 10:50 am 1427280626
1427280626

Snafu - luckily, there is no interest on the card! Thanks!

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HouseHappy's Personal Finance Blog

a journey into saving

Last Credit Card Payoff Push!

3 Responses to “Last Credit Card Payoff Push! ”

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