This week at work, we had a luncheon supplied by the business, the managers brought in donuts, I brought in cookies for the group & someone else brought in mints. Tis the season for food! lol
Yesterday, I packed my breakfast & lunch for work. After work, I made dinner at home & I went had a few friends over for a gift exchange. Afterwards, we went to the pub for our normal Tuesday night outing. I didn't stay too long as I"m not feeling well again. I spent $5.75 for 2 beers, plus tip.
Today, I packed food again. I have a couple of errands to run after work & I will spend the evening enjoying my Christmas tree & wrapping presents!
In other news - the heats been kicking on a lot. I'm going to hate seeing my electric/gas bill!
Viewing the 'Christmas' Category
This week at work, we had a luncheon supplied by the business, the managers brought in donuts, I brought in cookies for the group & someone else brought in mints. Tis the season for food! lol
I ran a lot of errands last night & today.
- $17.90 for groceries at Target *used a $15 gift card
- $19.66 groceries at WalMart
- $4.95 ornament from Pier One (for a gift)
- $1.98 picture enlargements for mom
- $35.01 gas
- $3.99 for catnip (present for the cats & entertainment for me. They treat it like its crack!)
- $9.34 large bad of calcium for snow
- $12.54 groceries at grocery store
*Lots of grocery shopping, because I was OUT of staples
I have paid all my normal bills & I have the following amounts left in my cash (and gift card) envelopes
- $10.00 to mail a package to England
- $105.54 Christmas
- $7.01 Cat (need litter & litter bags)
- $.66 leftover calcium funds (this will go to the piggy bank)
- $79.60 Entertainment money (I am hoping to stretch this into January!
- $56.42 groceries
Unfortunately, I have a couple of Christmas items to still pick up (UGH - hate last minute shopping!!)
This weekend, I plan to:
Do an annual Christmas trek with friends. We hit 2 specific Christmas stores & enjoy the sights. We might do lunch, which would be the only money I spend there.
I need to hit a bookstore & get some gifts.
Saturday night, I plan on chilling at home & doing some cleaning. And especially doing some wrapping of presents!
Sunday, I promised 2 hours to my mom to clean wherever in her house she needs the help. After, my sister & my nephew are coming over to enjoy the real Christmas tree, make some cookies & watch a Christmas movie. I am really looking forward to it!
The roommate is still unsure when she is leaving. She got official word of the termination, but I think she has no idea what she's doing. All I know is she's paid until the 9th of January & if she needs to move - she still has to give 30 day notice again.
Lastly - I just wanted to share that I have a bunch of stuff checked out from the library at any time. I just finished Catherine Coulter's Whiplash (I like her easy books), but what I am really into is The Guernsey Literary and Potato Peel Pie Socity by Mary Ann Shaffer and Annie Barrows.
Its about a writer who gets a letter from a farmer on Guernesy Island in 1946, just after the Germans un-occupy the area. He had come across a book she had once owned & had her name in it. A flurry of letters commence between the author and the islanders in the society who have been cut off from the world during the whole occupation. Its really well written even with so many different voices giving their versions of events. Its something really different and I LOVE it.
I had a great weekend and Monday is going well for me. I am working to stay within budget for the rest of the month. ALthough the sidebar is not updated, I have finished all Christmas shopping, except for a gift card for 1 friend and an Itunes Gift Certificate for the nephew.
I am finishing my Christmas card today, nothing like waiting until the last minute!
I packed breakfast, lunch & snacks for work today. I'm hoping it will be a no spender, like yesterday.
I also wanted to mention that I finally downgraded my gym membership from $20/month to $10/month. Nice savings there!
Today's 5 Things (to do):
1. Finish & mail Christmas cards
2. Make dinner at home, pack food for tomorrow
3. Make meal plan/grocery list for the 15th through the 31st
4. Finalize budget for 15th through the 31st
5. Start wrapping gifts
I should also add that I will be (Hopefully!) finishing The Girl With the Dragon Tattoo. I really like the book. A friend let me borrow her copy.
I have a 3 day weekend this weekend, off Friday and back to work Monday.
I ran errands Friday, cleaned & finished trimming the tree. I had 2 friends over Friday night, we watched National Lampoon's Christmas vacation (already own it on dvd) and ordered food. I got gnocchi & plan on having the leftovers for lunch today! $13.00 spent.
Yesterday, I ran to the farmers market & grocery store. I used self checkout at the grocery store & was able to use $3.50 in change that was rattling around in my purse
Last night, I drove into Philadelphia with a friend for his company Christmas party at Lucky Strikes. Its a bar/bowling lane combo. Pretty nice. They had a full buffet & free beer & wine. I know a lot of the people that my buddy works with, so we really had a blast. I had several hours of fun & a lot of beer - for free. He tipped & paid for parking. I am really grateful for the big night out.
Today, I have no plans, other than cleaning my bedroom & laundry. Its raining out and I am enjoying sitting in the living room with the Christmas tree lit.
In other financial news:
- I had to buy a medical supply (per my specialists orders). It was not covered by insurance and cost $75.00. I shopped around and could not get a better price. Ouch
- The roommate paid a full month's rent, so she will be here through the 9th of January at this point. I am pretty sure she will be moving out in January though. She will give me notice again when she's absolutely sure
- My work gave me a $15 gift card to Target for Christmas. Yay!
Today will be a no spender And today's 5 things are:
2. Clean bedroom
3. Meal plan
4. Grocery plan
5. Make lunch for tomorrow/food for the week
I am not doing shopping, as I am almost done my Christmas shopping. I have to update the sidebar, though.
Today, I spent $0.55 on a soft pretzel & $30 on a specialist copay. I am feeling better (Although not perfect) and I want to get back to my normal stuff as much as possible.
So, today, I am starting back on my 5 Things list. This is the 5 things off my to-do that I plan to tackle today. I can never seem to do EVERYTHING off the list, but if I can accomplish 5 a day, its definitely worth it.
So today's 5 Things are:
1. Finalize December budget
2. Make meal plan & grocery plan for the next pay period
3. Do emails for HOA
5. Clean bedroom (including vacuuming)
I also have set some goals for December:
1. Complete Cash only Christmas
2. Pack lunch all days but 1 (my personal December Lunch Challange)
3. Stick to budget 100%
4. Continue to put up stuff to sell on Craiglist
5. Look for new roommate
6. Keep heat low & sweaters on
Hey all! I've been sick & working alot, so I haven't been around much in the last few weeks. Here's a few quick updates:
Week 1 of the part time job brought in $115.88, 100% of which went to the credit card
Week 2 of the part time job brought in $173.47, 100% of which went to the credit card
I have 26.75 hours that will be in this Friday (Jan 1st) paycheck. And then the estimated 20 hours I will work this week in the Jan 8th paycheck. Since my position is seasonal & they havent asked me to stay on yet, I feel that after this next week, my 2nd job income might be done. Which means I will definately need to start looking again. Although it may take a while.
Christmas was fun, but I was sick. So I was NO help to my parents and slept most of the time I was there. I'm going to make it up to them by doing some deep cleaning in their house in January.
The upside, was that I did complete a 100% cash only Christmas. Yay!!
I'm working on my 2010 goals - financial, personal & health and will have an update soon. Hope everyone had a good holiday!
Tonight I have the actual orientation for the ptj (last night was training). This is where we'll go over HR info & pay & ect. We have direct deposit, which is nice. Now I'm just waiting to find out the rest of my schedule. Since this is temp work, I'm willing to pick up every shift they'll let me!
So today, I work from 7:30 to 4, will have dinner at home & then work from 6-9. Shorter shift than last night & tomorrow due to just being orientation.
Now Tuesday is my normal pub night & I'm getting flack from friends to still come out. I'd say no, but ironically, the way I get home from the mall to my house, DIRECTLY passes this little out of the way bar. How funny is that? I might stop by for a minute, but I'm not sure. I think I'd rather that today be a no spend day. I have only had one this month & am definately not making my 15 no spenders this month
Today's 5 Things:
1. PTJ shift
2. Make dinner at home, pack lunch for tomorrow
3. Get laundry from dryer & put away
4. Put out a few Christmas things (in from basement)
5. Get to bed early!
Yesterday I did a lot of spending.
$3.00 Dollar tree for grocery items
$5.67 Acme - groceries
$14.64 Walmart - groceries
$48.99 BIIIG bag of cat food
$98.00 Wilm Trust Home Equity
$8.65 Old Navy (after $30.00 in gift cards).
$16.00 Dinner & drinks at book club
*A note about the Old Navy. My NEW but TEMPORARY part-time job requires an all black outfit. I have a few black shirts, mostly summer and one pair of appropriate black pants. So I went to Old Navy in search of an extra pair of pants. Was unable to find any that were worth it money-wise (i.e. under $39.00) and that fit right. I did find a black sweater, a black long sleeve tee and a pair of christmas pajama pants. For me, it was worth it. Both tops can be entered into my full time job's wardrobe and the christmas pants were just a bonus for me!
I have another $10.00 to Old Navy to spend after the 6th. I'll try again for pants.
Today, I hope that I am able to have a no spender. We'll have to see! lol.
Today's 5 (+) Things:
1. Send pics of birthday party to friend
3. PIckup house. Already clean, just a little cluttered again due to a busy week
4. Set aside 2 items for pickup from Craigslist
5. Adjust budget. Need to rebalance checkbook, I'm off somewhere
6. Change sheets
7. Do nails
8. Pull out dresses for Christmas party tomorrow
9. Meal plan for upcoming week
10. Wardrobe Plan for the upcoming week
11. Catch up on Sons of Anarchy, Monk, Fringe and Supernatural
12. Put out Christmas decorations
Well, I'm gearing down Sunday night. Got a bit of stuff accomplished, but nothing like the frenzy of the last two days. Mostly I just enjoyed the fruits of my labor! I just made a good will run, took some stuff back to family and bought groceries. The rest of the day was spend hanging around and relaxing
I'm 99% done Christmas shopping. All that is left in my budget is the tree, 1 gift card and a small token gift. Yay
Part of the gift to my parents is doing some housecleaning for them. I'll be doing that next weekend. Lucky me! haha
I'm nearly done my Christmas shopping. Went out with a friend and got some more things - ornaments, gift wrap, toys. Spent about $45.00. All from the Christmas fund. Now I just have a few small things to get and I am DONE! Woohoo I'll total up my Christmas spending and share my deals at a later date.
Today was a no spender. I have my nephew over tonight and we're watching library movies, eating homemade food and having popcorn fights! Too fun
I did sell some stuff off Craigslist today. $15.00 made. I had another reply for a desk that I have for sale for $10.00. It's a bit banged up and old and I never use it, so I'd rather have the $10
Tomorrow, I'm supposed to hang with a friend. She's a spender and most of our activities together have involved spending. But I let her know that I had some car repairs come up and I was looking to just hang out and catch up. I'd be willing to do a little Christmas shopping (and only spend what was planned). So hopefull that'll work out.
Well, I've been lucky enough to get a few free things this week.
- Several books/movies from the library
- Borrowed movie from friend
- 2 Hershey bars from work as a promotion
- Gummy lolli-pop (friend's leftover Halloween) Am giving to the nephew.
- Heat kicked back in last night. Woke up to a living room of 62 degrees. That was tough this morning as the last week or so has been 67-70!
- Made it out of the pub on $3.00. Had fun, didn't drink a lot and basically spent nothing!
- Water bill came in for the quarter. It went up a bit, but I haven't looked it over to see if increased rates or usage caused it. Roughly $6.00 difference.
- Am working to use the dishwasher less and handwash dishes. Managed to do that the last 2 nights.
- I am working hard on Christmas shopping. I'll share my status on gifts and spending - maybe tonight.
- My goal for the rest of the week (Wed through Friday) will be no spenders. Definately do-able!
Friday night I stayed in and just rested. I ran around a lot last week and just needed to rest.
Saturday, I went to that friend's book signing. I'm really proud of him. There were a dozen authors/artists at the signing (it was a compilation of short stories for the 30th anniversary of a locally owned bookstore). $18.00 for the book and I managed not to come home with any more than the one
Saturday night, I went out for a friend's birthday. We had fun, but I spent more than I had planned. But not by much.
Yesterday, I got new tires, was told I need a car repair to the tune of $200.00. They didnt try to sell me on getting it done yesterday, so I doubt that they're scamming me. I spent $8 for lunch with mom and around $300 on the tires. Then I went to 2 grocery stores, the dollar store & Kohl's. I got a bunch of groceries and some stuff for Christmas.
Then last night, I organized/prepped my food for the week and watched some old movies borrowed from the library. I'm on a Marilyn Monroe kick right now.
Tomorrow, I'm hoping to repeat my $3.00 night out at the pub. I plan on only going for an hour & only taking a little cash with me.
Oh and a bonus - the weather's been awesome here. Heat only kicked on one night last week. Yesterday & today, my living room has been 68-70. Yay for any extra time with the heat off!
Hope everyone had a great weekend!
I had a ton of problems at work today. Not with work itself, but a system transition that cost me 3 hours of time. I ended up staying a half hour late to finish a project. Booo. I don't get OT, so this time will be comped on Thursday.
After work, I did some grocery shopping at a store right around the corner from work. I skipped the gym and headed home.
Today's 5 Things:
1. Grocery store (DONE)
2. Brown ground turkey with onion, separate into servings & freeze (DONE)
3. Clean kitchen/sweep floor (DONE)
4. Pick up living room (will vaccum tomorrow) (DONE)
5. List 2 items on Craigslist (DONE)
Today was a No Spender. Yay! Its cold and rainy here and all I want to do is curl up under a blanket. But instead, I managed to get myself to the gym, make dinner and pack food for tomorrow. Thats something at least
Being cold and rainy, the heats kicking in at night. I set it at 64 during the night last night and 62 while at work. Normally, I'm not comfy unless its 66 at least, but I sucked it up and layered and kept the heat at 64 tonight. The problem really isn't layers for me, its my sinuses. So I know I won't be able to do 64 for forever
Tomorrow is payday. I will have 3 weekends in this pay period, so its a little longer than normal. My entertainment budget is going to be tight. I have a book signing for a friend on Saturday. This is a big deal and I'm totally willing to support him by purchasing the book ($18). Then I have another friend's bowling & bar birthday bash that night. I'm hoping to make it out of that night on $20. We'll see how it goes.
I'm working on Christmas gifts. I also have the one friends birthday on Saturday and another's the first week of December. So I'm going to be looking for deals this weekend! I know there's some super clearance stuff at Kohl's and I've been using free prints from Snapfish to frame for gifts too.
- Well, I had a stone hit my windshield last week and I was able to have someone come right to the house & fix it this weekend. Never had that happen before, so I'm not too sure about the work done. The crack is very much better, but there still is an indent in the windshield. Anyone know if that is normal? I'll be doing some research tomorrow.
- We received an email from work that based on the changes in the economy and the way our company has worked together, we'll be receiving a $500.00 bonus that will be added to our 401k. YAY
- I stayed within my grocery budget for this pay period. I have $3.80 left & I only need some milk, which will be $1.78. Woohoo!
- I did NOT stay within my entertainment budget. I added $20 to it from other budget catagories when I realized that $38.61 was a little unreasonable I HAVE stayed within the $58.61 amount and I'm pretty happy with the result.
- So basically, I have $2.00 that I will use for milk and $6.00 for a beer after work tomorrow with friends. The overage in budget catagories will roll over into next paycheck's budget.
- This next pay period is going to be TIGHT. I have a good friend who is an artist (not his main occupation, but is his true calling). He has a drawing being published in a book and there will be a book signing this Saturday. I want to support him and buy the book, but its $18.95, so I'm gonna have to wiggle that right into my budget.
- I did 2 loads of laundry today, used the dryer only once.
- The heat has been off the last 2 days, but the good weather will not probably last long. Whatever, every little bit helps
- I have not put any items up on craigslist yet. This will be my goal for the weekend! I need the extra cash and I have a few good items - desk, wireless router, small ikea tables, extra plastic storage bins.
Today's 5 Things were:
1. Laundry (DONE)
2. Clear out/organize emails (DONE)
3. Start Christmas shopping (DONE)
4. Give the plants a little TLC (DONE)
5. Hit the gym, dinner at home & prepack food for tomorrow (DONE). (I made this one item since its pretty routine a few days a week! lol).
Well, I have a budget for Christmas. Normally I'm done my shopping by the first week of November, but I'm running late with this vacation coming up. I'm hoping to have it almost all done by November 15th.
I've already ordered some photos that I'm planning on giving from Snapfish at less than 5 cents per photo. I also supported my nephew's school & bought brownie mix at $10 (ripoff!) which I will make & bring into work at the holidays. I also got a great steal on some painted pub glasses for 2 of my friends for $0!
Family Presents: $156.75
Friend Presents: $84.00
Shipping to London for Uncle: $8.00
Gift wrap/Ribbons: $5.00
Work Party: $20.00
TOTAL budget: $353.75 All of which, I have saved and ready to spend!
Today I am taking a night off from being social & I'm getting a few things done around the house. And maybe I'll do a little playing around with clothes to pack for the trip! Lol, I am SOOOO excited.
And in a nice little surprise, the weather warmed up here & I've had the heat off the last two days.
Today's 5 Things:
1. Pay Bills
2. Go through, file & shred paperwork
3. Clean upstairs bath
4. Organize closet
5. Start pre-packing
Tomorrow's 5 Things:
1. Get bloodwork done before work
2. Clean downstairs bath
3. Clean out fridge
4. Do laundry
5. Take deck furniture into basement
So I came down with the sickness this week. I was home sick from work Wednesday, Thursday and Friday. I was sick enough to have to ask my mom to drop off food & supplies.
I did get out today to make a library run, grab some food & pick up a few redbox movies. An hour long errands trip and I needed a 2 hour nap to recover. Hopefully, this is the upswing and by tomorrow I'll be able to get some stuff done.
Right now, I have a list of like 35 things to do. Some big, some small. I did have an energy spurt this afternoon and was able to clean the kitchen and wipe down (anti-bacterialize) the downstairs bathroom. LOL - at least there will be no reason for spending tomorrow, except maybe a grocery shop.
Now that I'm not sleeping 18 out of the 24 hours a day, I've been playing on the internet. I'm working on a meal plan, new budget and, 4 months early, a Christmas list.
First, I listed every Holiday related expense. Then who is on my gift giving list. And now I'm working to identify what gifts to give. I do have one theme this year... With the new digital camera, I have lots of pics with friends and family and I plan to print out a couple and frame them as gifts. This is going to play a BIG part of my Christmas giving this year
I've been tracking my Christmas Spending. I've bought a Christmas tree and gifts for my parents, sister, nephew, best friend, best friends boyfriend, two friends, and a small work gift.
Total Spending: $271.88. That includes $65.19 in gift cards used (from cc rewards & MyPoints).
I have 3 small gifts to get still and then I'm done. Estimated expense: $35.00
Woohoo. Almost done!
Got a lot of Christmas stuff done. My best friend, her boyfriend & I all have known each other since we were kids. We have a tradition of doing some Christmas decoration shopping at some really awesome places, getting our trees, watching Christmas movies, ect.
So yesterday, we went to the Christmas shop (not the Christmas Tree Shop) but an place that is a like a Garden Center/Christmas decor place.
I came away with a few Christmas gifts and a huge tree. Its more cost effective to get the fake trees, but I can't bring myself to do it
Afterwards, we had pizza, talked, played some games & watched Its a Wonderful Life. Good times!
Today, we (my friends & I) went to Ikea cause they just moved & needed some things. I bought a picture and frame ($9.99) to go in my kitchen and a shoe rack ($9.99) to house shoes left in my entry. I also came home with lots of decorating ideas
Tonight I'm watching a library movie, decorating the tree and resting. Tomorrow I have another day off and I'll be doing laundry & cleaning. After I sleep in
Did some clothes & Christmas shopping this weekend. I splurged on myself and got a lot of clothes, shoes & accessories. Got some great deals and a lot of stuff! I had the money in my clothing fund, so it was all paid for by cash.
I had a $20.00 mall gift card, a $10.00 coupon to Victoria's Secret, a coupon for free undies from V.S., and a $10.00 of coupon for Yankee candle. I was able to get a lot of gifts for low cost. Very nice!
I previously mentioned turning on my heat. It stayed on for 2 days, after which I turned it back off since my sinus & ear infections cleared up and the temps went back up a little. I'm hoping to keep it off again, at least until the end of the week (November).
I received the electric bill today... $55.60 down from last month's $61.77. Woohoo!
This week, I'm on vacation. My plans are to do some decorating around the house, maybe some painting. I want to do some organizing, some cleaning. And with the remaining time, I want to rest. Just give myself some down time.
Its been stressful at work lately and I was really sick the last few weeks. I wasn't even able to take a sick day to get myself healed. Nobody would have stopped me from taking one, but I was really needed at work.. so I just pushed myself. Now I'm paying. So I plan on catching up on my sleep, recharging my batteries and getting ready for the holidays.
I have books to read, movies (from the library) to watch, and a bunch of projects that I want, but do not need, to do.
I love this time of year & have been on a big horror movie kick. I've been utilizing the cable and the library to watch a bunch of horror movies, and today I picked up 3 from Redbox for free with a coupon code. I love free!
Hope everyone has a good week. I'll try to post this week, but I make no promises
Had to turn on the heat tonight. The living room has been 61/62 in the afternoon/evening, probably a little lower in the night. Outdoors has been about 45-50 degrees. Tonight temps are supposed to go WAY down and while I've been pretty comfortable, I'm sick right now and the cold is messing with my sinuses. Sinus AND an ear infection. Lucky me.
So, I'm going to turn on the heat to 65 and I'll turn it down when I go to bed. I've put the down comforter on my bed, have pulled out the sweaters and I'll be setting the programmable thermostat to kick in right before I get up for work, to go lower during the day & kick back in right before I get home from work. Hopefully it won't turn on too much.
Anyway, I'm just trying to make it through work tomorrow and then I'm on vacation for 9 days! I have plans for Christmas shopping and doing some stuff around the house. But first I have to rest up and get better.
Tonight, I'm watching The Strangers. I love, love, love horror movies. A friend had rented it from Blockbuster & offered it to me to watch. All I have to do is return it to the Blockbuster, which is right near my work. Easy to do & I got a free movie out of it!
Went to Bed, Bath & Beyond to get a wedding gift off their registry. Online, BB&B said the item that I wanted was in stock. When I got there, they said all the remaining items on the registry had to be ordered. So now I have to go off the registry.
BB&B had a big clearance section up front and I managed to snag some good early Christmas gifts.
I spent $12.51, and got a Glitter spun Candle set with a holder, red berry wreath and a pillar candle for a friend of mine. Budgeted $10.00, spent $3.74, saved $6.26.
I was able to get a large Maple Syrup candle in a very manly jar with stopper - perfect for a guy friend of mine. Spent $3.79. Budgeted $10.00, saved $6.21.
I also took care of getting some small gifts for just under a dozen coworkers. Just a little token gift that I'll wrap in tissue paper and a ribbon bow. I got 4 Yankee Candle Christmas (2.49) scented votives and 6 glass votives in evergreen (also $2.49). For about 50 cents and a handlful of tissue paper and ribbon, I have 10 work gifts!
I ended up getting a wedding gift at Linen's N Things. They matched the 20% off Bed, Bath & Beyond coupon. Spent 23.99. A little more than planned, but oh well. I also grabbed a wedding gift bag and card at the dollar store $1.50.
I did go to the movies today with my mom & nephew. $8.00. Picked up a soda at the dollar store and brought my own popcorn from home. (The theatre allows outside food).
Mom insisted on lunch, so we went to a local place. She treated. Which was fine, cause she owed me for some socks and stuff I picked up for her the other week, so now we're even
She wanted to stop at the Halmark store. Looked at a few cute things. And my nephew was VERY enamoured with a musical Halloween card featuring Star Wars characters. I went back in and splurged on it. $4.99. And he will carry this thing around for weeks!
Now I'm home, watching the first 3 episodes of Sons of Anarchy on Comcast On Demand. I am about to make dinner and get some stuff done around the house.
The air's still off. And I checked my electric usage today. I've used 297 KWH this billing period with about 6 days to go. Last month, I used 383. I've got the air off and am using minimal electric, so I should come in well under last month's usage.
My goal for October is to have air and heat off the whole month. There's been a big temp drop in the last few days, but hopefully it won't go any lower in the next month or so!
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