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Got a Case of the Mondays!

June 8th, 2009 at 05:00 am

Here's Monday & I'm in a sleepy mood. Dont want to work today Smile

I've had a great weekend. Stayed within my grocery & entertainment budgets! Yeah Smile

I'm kinda in a financial stall right now. I'm sticking within my budget, but as things are tight, I'm not putting as much to savings as I'd like. So now I'm looking at alternate ways to generate income.

The first step I'm going to take is to list some things on Craigslist. I have:

an old desk
a scientific calculator
a graphing calculator
a wireless router
an extra DVD player.


I have a lot of upcoming incedental expenses in the next month & every little bit helps. I have the following:

Car Registration
Car repairs - check engine light is on
Dental Bills - cavity to be filled
Sister Birthday
Dad Birthday
Dad Father's Day
Mini Vacation - want to drive to the beach at least 2 times this month. Can be done very frugally, but gas will still be an extra expense.

I've decided to not renew my AAA membership this year.

In lunch news, I've packed breakfast, lunch & snacks 100% of this month again so far! Its become pretty easy Smile

And in utility news, my electric usage is low, more so than this time last year. My gas usage is at 0!

I still have yet to turn the air on, although its getting much more humid. I'm hoping to hold off as long as possible, but historically, by mid-month the A/C goes on.

Hope everyone has a good week!

Utilities and Medical

May 19th, 2009 at 06:50 pm

Today was a very busy day. I worked, took a 2 mile walk, went to my nephew's ball game, did 2 loads of laundry, made dinner and premade food for tomorrow.

I spent $2.89 for a drink for my mom & a soft pretzel for me at the ball game.

In the mail, I received my water bill - $68.82 for 3 months. The water bill went up from last year. I can attribute it to two things - using more water for the garden and being lazy and using the dishwasher more often. So today, I went back to handwashing for meals and using the dishwasher when doing big cooking.

Also, my electric usage has been down. No air or heat usage this month. So hopefully my usage will be really really low Smile

I also received my car insurance renewal in the mail. It went up again - third year in a row. I'll be doing the usual calls for quotes before making a decision. I like the company I'm with, but I also need to make the best economic choice. In the past two years, I still was getting the best deal with this company, but who knows what this year will bring.

Tomorrow, I'll be calling Comcast about downgrading the cable. I'll probably cancel my phone service with them & switch it to Verizon who can give me a local only plan for about $12 per month. When I had the cable, phone & internet package, it was the most frugal choice. But changing the cable will stop be from being able to use the package. By itself, the phone is $24.95/month.

I also went to the dentist Thursday last week - I have 2 cavities. They say they'll need $285.00 after insurance, but this dentist is not in the plan that I have. It never mattered before because the dentist's office always gave me a discount, and I used to pay just an additional $5.00 after the insurance. But now, they have a new office manager & that went away. And with the needed fillings, its too costly to continue to go out of plan. I'm going to have to finally make the leap to an in plan dentist. Its a shame, I really liked the dentist that I was with.

Tomorrow should be a no spender - I plan on coming home after work & heading straight to the park or get on the elliptical. Thursday, I'm going out with some friends, I have $10.00 to spend, thats it. Should be doable.

Thinking about getting rid of the cable

April 19th, 2009 at 08:04 am

I love tv. Love movies, reality TV, LOST, ect. But I'm getting more and more annoyed with the cost of cable.

I have bad habits with tv. I live alone, and have the tv on a lot for background noise. SO if I did get rid of the cable, I wouldn't want to give up tv altogether.

Right now, I utilize HULU for a lot of stuff. I get movies & older shows on dvd from the library. The main shows that I watch are available for free online somewhere.

So I wonder if I could live without the cable. I'm really taking the time to think this one through. And worst case scenario, I try it out for a month and decide to take it back.

Also, if I got rid of the cable, I probably would get rid of the land line as well, depending on if I can shop around for a better price from a non-cable company Smile

I'd definately keep my high-speed internet, which would mean my bill would drop from 105.00 to about $47.00. It only cuts it in 1/2 bc of the packages I get for having phone & internet along with the cable, but every bit helps!

What are your thoughts?

Been a long week!

March 21st, 2009 at 06:39 am

Been a very, very busy week for me. I was out every night except Wednesday and now I'm beat!

Monday I went to the movies with a friend. We saw Watchmen. My friend bought my ticket before I even got there & refused to be reimbursed. So next time I'll try to get there first! Spending $0

Tuesday was St Paddy's and I went to the dive I hang out at, which we call the Pub. Bought a few drinks. The poor bartenders, who I know fairly well, were running ragged. I left a good tip because I knew they were working their butts off. Spent roughly $30.00

Wednesday I had the day off. Waited around for the electric guy to change the meter. Thought they were taking the whole thing out, but apparently it was just the gas portion. My dad came over & repaired the downstairs toilet & my dryer. I paid for the dryer part & lunch for him and my mom. For a total of $50.00. But completely worth it!

Thursday I had planned on staying home. Ran some errands after work, then was called by 2 friends for impromptu dinner. Went to a local mexican place. We had a margarita and some good food. Then our 1 friend paid for everything. Apparently he had been at the Casinos & won a lot. He wouldn't even let us leave tip.

On my way home from there, another friend called and asked me to meet him at a local bar. A friend of his was working there as a rep for a vodka company. We were given some comped drinks & caught up for an hour or two. So this was a completely free night, which was a surprise. Spending $0

Yesterday I went to the library. Picked up a few movies, couple of books. Some of the books were impulses, some not:

The Art Theif by Noah Charney
The Simple Life by Amy Dacyczyn, Joe Dominguez & Vicki Robin
Houseplant Basics
Cents & Cents-abilities by Kathy Bradford
Good Housekeeping's The complete Household Handbook
The Frugal Gardner
Vinegar, Duct Tape, Milk Jugs & More by Earl Proulx

Friday was happy hour. A few friends had taken 1/2 days for March Madness. We met up after work & had dinner. They were ready to continue for the rest of the night. I was ready to go to bed. Made it home by 8, watched tv til 10. Then bed. Total spent $8.00.

Got a great nights sleep & now I'm refreshed! Gonna hang out with a friend today. Our big plans are a shoe store where I have a $20 gift certificate, the Farmers Market for veggies, she's gonna help me pick out some glasses & we'll possibly go shopping for some stuff for container gardening. We may end up doing none of that if she still has a cold. In that case, we'll be watching April Fools Day, a movie I own already that she & I loved as teens. Low key & low cost day!

I know container gardening won't be that frugal a hobby this year since I'm just starting out & a complete novice to anything gardening related. If anyone has any info, please feel free to share!