I got an email from one of my credit cards, notifying me that they've increased my credit line. I haven't carried a balance on any of the cards in at least 2 years, but for some reason, they still love me.
I have a few store cards that I use for discounts and coupons. And I have 6 major credit cards. I only use 2 of them, but I haven't gotten around to closing the others. Mainly because I didn't want to mess with my credit bureau prior to buying the house. Now I am thinking about closing some of them.
But right now, I'm just amazed at the credit lines that I have available to me.
CC#1 $2,400.00 limit
CC#2 $3,000.00 limit
CC#3 $4,000.00 limit
CC#4 $6,500.00 limit
CC#5 $7,500.00 limit
CC#6 $13,200.00 limit
Geeze! Like I would EVER use that much if any of the credit available to me.
In a spending update, I brought lunch/dinner to work with me today, only to find it spoiled. So I grabbed a salad from the salad place. A $6.00 super huge salad (I'll have to take a pic next time I get one). It covered me for lunch & dinner AND I finished off the last bit when I got home from work. Not too bad.
Tomorrow, we're having a team outing at work. Except we're staying in to play trivia games. Dull, but not my choice. On the upside, we're ordering food from one of my favorite take-out places! I'm either going to get a sub & split it between lunch and dinner, or get a pasta dish with bread and salad. Which, I'd also split between lunch and dinner. The pasta might last until lunch on Thursday too. We'll see.
Oh, and for an overtime update: I worked 4 hours on Monday, 3 hours today, I'll work 3 hours tomorrow. I might get some time in on Thursday, depending on a doctors appointment, and I'll get 3 hours in on Friday. I'm doing all I can, just in case overtime is no longer available in July.
If that's the case, I'll be looking for a part-time job QUICK!
Credit lines ! Oh my!
June 27th, 2007 at 01:52 am
June 27th, 2007 at 02:44 am 1182912241
I have accounts going back nearly 40 years, and some of them increase my credit limits with automatic zeal every couple of years. I could load up my wallet with a hundred grand of potential debt if I carried the plastic.
Maybe I could charge a Buick.
June 27th, 2007 at 02:57 am 1182913034
Goodness knows how much trouble DH could've gotten in over the years if they just upped his limit automatically
June 27th, 2007 at 05:26 am 1182921986
and don't all those 6 credit cards cost you in fees or are they fee-free ones? i have one that costs $77 a year and the other is free. when i buy a house i will have to cancel one card and drop the other one's limit down to $2000 because otherwise they take off a couple of thousand that they are able to loan you.
June 27th, 2007 at 01:00 pm 1182949254
June 28th, 2007 at 06:00 am 1183010425
June 28th, 2007 at 10:51 pm 1183071073
June 29th, 2007 at 07:17 am 1183101472
May 14th, 2008 at 11:36 pm 1210808185