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Archive for February, 2016

Savings Amounts for February

February 29th, 2016 at 07:09 pm

Contributions to various Savings accounts for the month of February:

$2078.33 new home fund
$61.03 efund
$190 slush fund
$50 home upkeep
$285 medical
$130 automobile
$20 vacation
$13 membership
$15 clothing/hair
$187.7 gifts
$13.92 Nephew Savings
$73 Baby's Savings

$3,116.98


update on mini goals for 2016

February 20th, 2016 at 05:28 pm

Goal #1: Pay off extra entertainment splurge on credit card $155 COMPLETED January

Goal #2: Car Savings: $343 added by 4/30 $214.14/$343

Goal #3: Medical Savings: $493 added by 4/30 $290.87/$493

Goal #4: Nephew Savings $486 added by 4/30 $14.70/$486

Goal #5: E-Fund Savings: $936 added by 4/30 $89.45/$936

Goal #6 New Home Fund: $10,334 added by 4/30
$3436.26/$10,334


*Notes:
-Added $310.13 to Automobile Expenses, but then took $95.99 out for a new battery, so $214.14 is net

-Added $300.01 to Medical Savings, but then took $9.14 for a medical bill, so $290.87 is net

Baby Expense Frugality: Car Seat Edition

February 19th, 2016 at 04:28 pm

The baby turned 6 months old last weekend. She currently uses a bucket car seat with a base in each of our cars.

Right before she was born, I got a phenomenal deal on a convertible car seat (one that is used until she is 65 lbs). Normally $179.99, I got it on Amazon Day for $112.48.

So that took care of one car. We still needed another one. Last night, I got the same model, originally $179.99, at BabiesRus.

My sister gave me an expired bucket car seat from my niece to use as trade-in. Utilizing my Babies r us card and that promotion, netted me 30% off the price.

Additionally, there was another 10% off promo for using my card, so they allowed me that as well.

The final cost was $113.39. However, we did not pay out of pocket. Because we had a BRU Registry, they gave us a gift card from the Register Rewards program (percentage of what was purchased off the registry). So the car seat was 'free' out of pocket.

You can't beat that!! With that rewards gift card, I also bought some baby water, rice cereal and some clothes. Still have $10.80 on the rewards card.

We also have $250 in another gift card we had been gifted. We are doing SO well!

Expensive and dramatic week

February 18th, 2016 at 03:26 pm

Lots of expenses.

Monday, we had a plumbing issue and called a plumber($561.81)

Tuesday, my car wouldn't start & my husband had to buy & install a new battery ($95.99)

While that was happening, because it was his late night, I chose to work from home and keep the baby with me as I might not have a car to pick her up from daycare.

He did get it installed & working (yay). However, by that way, we were smelling gas in the house. So made a call and 3 fire trucks, a fire marshall, and 2 power company guys later, it was determined that the idiot next door left an uncapped gasoline can on their deck and it was knocked over and got on the grass between our houses. Our basement windows let the fumes in & caused them to go all over the house through the vents.

My parents had to pick up the baby so that I could let the house air out. It's taken care of now.

Lastly, that night, the hot water heater wasn't working because although it was electric & not gas, they had turned it off & didn't turn it bac on.

I was noticing my older cat (almost 15 years old) was having more issues walking. She has lost a dramaatic amount of weight in the last few weeks.

So I made an appointment at the vet for yesterday (Wednesday) where we determined she was incredibly ill and because it was more humane, we put her down. I was with her through the end and cried like a baby. But it was the right thing to do. We are having her creamated. ($374.85 vet bill).

So LOTS of sad, frustrating, riduculous things happened this week. Some costly to the wallet and some costly to my emotions.

But we have made it through and I will be utilizing OT to cover those costs!

Anticipating Spending Later this Year

February 11th, 2016 at 04:03 pm

We have 2 sets of good friends getting married this year. Within a week of each other. I am already planning for the significantly increased spending during that time.

There will be bridal shower gifts, accommidations/travel and wedding gifts to be funded. Fun times lie ahead financially, but it will be exciting to celebrate with such wonderful people.

I hope to be as frugal as possible with the gifts/accommodations though!

Update on 4/30 Mini Goals

February 11th, 2016 at 03:37 pm

Time to update standings of Mini Goals with a 'goal date' of 4/30/16. I am chugging along very well!

Mini Goals through 4/30 Status:

Goal #1: Pay off extra entertainment splurge on credit card $155 COMPLETED January
Goal #2: Car Savings: $343 added by 4/30 $290/$343
Goal #3: Medical Savings: $493 added by 4/30 $290/$493
Goal #4: Nephew Savings $486 added by 4/30 $0/$486
Goal #5: E-Fund Savings: $936 added by 4/30 $75/$936
Goal #6 New Home Fund: $10,334 added by 4/30 $2501/$10,334