Well, I've been lucky enough to get a few free things this week.

- Several books/movies from the library
- Borrowed movie from friend
- 2 Hershey bars from work as a promotion
- Gummy lolli-pop (friend's leftover Halloween) Am giving to the nephew.

Other updates:

- Heat kicked back in last night. Woke up to a living room of 62 degrees. That was tough this morning as the last week or so has been 67-70!

- Made it out of the pub on $3.00. Had fun, didn't drink a lot and basically spent nothing!

- Water bill came in for the quarter. It went up a bit, but I haven't looked it over to see if increased rates or usage caused it. Roughly $6.00 difference.

- Am working to use the dishwasher less and handwash dishes. Managed to do that the last 2 nights.

- I am working hard on Christmas shopping. I'll share my status on gifts and spending - maybe tonight.

- My goal for the rest of the week (Wed through Friday) will be no spenders. Definately do-able!

Today was a No Spender. Yay! Its cold and rainy here and all I want to do is curl up under a blanket. But instead, I managed to get myself to the gym, make dinner and pack food for tomorrow. Thats something at least

Being cold and rainy, the heats kicking in at night. I set it at 64 during the night last night and 62 while at work. Normally, I'm not comfy unless its 66 at least, but I sucked it up and layered and kept the heat at 64 tonight. The problem really isn't layers for me, its my sinuses. So I know I won't be able to do 64 for forever

Tomorrow is payday. I will have 3 weekends in this pay period, so its a little longer than normal. My entertainment budget is going to be tight. I have a book signing for a friend on Saturday. This is a big deal and I'm totally willing to support him by purchasing the book ($18). Then I have another friend's bowling & bar birthday bash that night. I'm hoping to make it out of that night on $20. We'll see how it goes.

I'm working on Christmas gifts. I also have the one friends birthday on Saturday and another's the first week of December. So I'm going to be looking for deals this weekend! I know there's some super clearance stuff at Kohl's and I've been using free prints from Snapfish to frame for gifts too.

Well, its Monday. I SO can't wait until Friday comes around again!

Today, I skipped the gym and have been chilling at home. We had a big temperature drop today & I'm snuggled up in fleece pants and long sleeve tee & sweater. I'm still hoping to keep the heat off for a while. When I go to bed tonight, I'm putting the down comforter on the bed.

I had a no spender. Packed cheerios for breakfast & pasta salad for lunch. Made a really yummy dinner and have already pre-packed breakfast and lunch for tomorrow.

I did accomplish my 5 Things Today:

1. Reconcile Spending/Budget (DONE)
2. Clear out email Inbox (DONE)
3. Clean kitchen (DONE)
4. Put away laundry (DONE)
5. Plan Meals for this week (DONE)

Meal Plan:

Monday:
Lunch: Pasta Salad
Dinner: Farfalle with tomato sauce

Tuesday:
Lunch: Salad with pasta, soup
Dinner: Taco wrap

Wednesday:
Lunch: Cucumber salad, meatloaf muffin, soup
Dinner: Sloppy joe

Thursday:
Lunch: Salad, meatloaf muffin
Dinner: To be Determined (eating at parents)

Friday:
Lunch: Pasta salad
Dinner: To be determined (possibly eating out)

And I can't believe that NOBODY commented about the dudes in coconut bras in my last post. That was funny to see in person!

So its that time of year. I'm actually a little late putting out the Halloween decorations. I finally got around to it tonight! Woohoo!

Today I packed lunch and came home right after work. So today was a No Spender! I skipped the gym today and came home to have some more Me time. I made dinner at home, cleaned the kitchen, took 10 minutes to pick up the living room & then lugged stuff from the basement to decorate the house for Halloween. I'm not going to actually be in town for the holiday, so I"m not putting anything on the outside of the house.

Here's a few pics:

One of my favorite pieces from PartyLite. If you look close, you'll see the fish bone in the kitty's tummy!



And these are the kitty's counterparts:



And here's an obligatory picture of my naughty little kitty Jack. He knows he's not supposed to get on that table!




Today's 5 Things:

1. Put out Halloween decorations (DONE)
2. Pick up living room (DONE)
3. Pack lunch for tomorrow (DONE)
4. Review benefits options (DONE)
5. Pack library & gym bags for tomorrow (DONE)

Yesterday, I went to my nephew's baseball game. Spent $5 at the snack stand. Was still feeling really off and I splurged for some food & caffine to help that out.

Afterwards, instead of hitting the gym like I planned, I went home. I thought I'd take a half hour nap & then hit the gym. I laid down & slept for 3.5 hours! Crazy.

I woke up, got dressed, and made some food before heading out to the ghost tour with friends. Ticket was already paid for and someone else drove, so no spending for that even. I really enjoyed it, but it was a bit cheesy. I'd love to go back to Fort Delaware during the daytime and explore.

This morning, I woke up and headed straight to the gym. Then I headed to the grocery store & farmers market. I had a set list, and stuck to it. This pay period (30th thru 14th) I have a budget of $80 for groceries. So far, I've spent 54.97. I have $25.03 left and should be ok since the only items that I have to purchase would be perishables.

Then I came home. Suddenly, I felt really ill and a migrane came on without any warning. I must have pushed myself too hard this weekend, since Friday's migrane came back with a vengance. I have a physical scheduled later this month. I am going to have to talk to my doctor about this.


I would like to thank everyone who picked up my 5 Things. I just wanted to put out there some small goals for myself and the fact that others are joining me, helps motivate me as well as keep me accountable!

Today's 5 Things were:

1. Gym (DONE)
2. Grocery shop (stay within budget)(DONE)
3. Meal plan, pack food for tomorrow (DONE)
4. Clean kitchen (DONE)
5. Prepack library bag (to return), gym bag (DONE)

Tomorrow, my goals are to have a no spend day and to do the following:

1. Gym again
2. Clean living room
3. Laundry
4. Prapack food for Tuesday & Gym clothes
5. Return shirts to Old Navy

So I've learned that although I have a To-Do list, things don't always get accomplished. Lol - I'm sure it happens to everyone

I did not accomplish my calls yesterday, but I completed the other items on my 5 Things list.

Today, I had off of work. I have running non-stop trying to keep my house, life, finances and health in working order. And today, my body told me to STOP. Got myself a nice little migrane.

Today will be a no spender (not that I wasn't planning on that already). I'll be spending most of the day sleeping, but as I seem to have a pattern with migranes, I should feel better for awhile in the afternoon. So I revamped today's 5 things to be the following.

1. Have a me day and rest!(IN PROCESS)
2. Make a yummy lunch & dinner at home (LUNCH DONE, WORKING ON DINNER)
3. Play with the cats (BEEN GOING ON ALL DAY)
4. Upload pics onto computer to send to family (DONE)
5. Read through the posts I've missed on here and post myself (DONE)


I really enjoyed the play that I went to last night. I kept on budget with dinner out, spending $14.00 (including tip) for shrimp and a salad bar. Pretty healthy and yummy.

The play that we went to, Girls Night, was really awesome. The actors were very good, the plot was interesting and the songs and feeling of the play were just plain FUN. It was a really great night.

Tomorrow, I am going to my nephew's baseball game in the morning (FREE). My best friend is meeting us there, so it'll be good to catch up with her (Also FREE)

I hope to hit the gym tomorrow afternoon (depending on the headache) and then tomorrow night I'm taking a Ghost Tour with some friends at Fort Delaware. I'm really looking forward to this one. We will take a ferry over and have a 2 hour guided tour.

Sunday will be grocery shopping & housework. I'm asking my parents over for dinner. Should be a pretty frugal weekend overall.

Two no spenders in a row! I like it

Today, I worked, went to the library, headed to the gym for 50 minutes and then home to make dinner, clean the kitchen, do a budget and upload some photos for my mom.

I accomplished 4 out of 5 of the things I said I'd accomplish today. The one I missed was going through my financial paperwork. I'm cool with that though. I have a 1/2 day at work tomorrow. I took a half mental health day and plan on hanging out at home. I'll do the paperwork tomorrow night.

I would like to mention that meal planning has really helped me to both be frugal, but also eat better meals! Instead of grabbing fast food or a quick dinner of noodles, I am having real meals. Its so easy to get out of that habit since I live alone. But I'm back on track & I REALLY want to share how much I enjoy a real meal.

Last night I had buffalo breaded chicken, potatoes and a salad. Tonight, I had penne pasta with marinara, a ton of veggies & a tomato salad.

Tomorrow, my 5 Things are:

1. Hit the gym (even though I have a 1/2 day of work!
2. Sort paperwork, file & shred
3. Grocery shop & attempt to get below budget!
4. Try a new recipe for dinner
5. Sort 5 items for Craiglist & list them for sale

Happy Tuesday! I'm planning on having a No Spend day today, so it should be a good day!

The air/heat are still off at the house. Its been over a month now. The temps started dropping again, but I'm just layering up in the house as needed. Yay Fall!

I packed breakfast (cheerios & banana), snack (banana blueberry muffin) & lunch (pasta salad & carrots). I plan on hitting the gym after work and then staying in tonight to watch the Biggest Loser.

I'm passing on going out to the Pub that I usually go to on Tuesdays. Some of the group dynamics have changed and its just not a fun anymore. It makes me sad, but probably isn't a terrible thing as I wont be drinking or spending money

I talked before about my 5 Things list. Its meant for me to accomplish some goals for the day, but without being overwhelmed by a huge To-Do List. Here are today's 5 Things.

1. Go to the Gym after work
2. Go to the library
3. Finalize budget for pay period starting tomorrow
4. Go through financial paperwork, shred & file as needed
5. Make dinner at home

Sorry this is going to be long...

Well, once again, I'm sick. It seems like since my immune system went down for sickness a few months ago, I've been catching everything. I had a stomach bug two weeks ago & missed several days of work. Thursday, I started with a head cold. I've spent the weekend pretty much in bed because I can't spare any more sick days. Fun, huh?

So my money situation is still what it was a few weeks ago. I have a little credit card debt, the emergency fund is low and I would like to have more income.

In spite of all this, I recently signed up for a 7 day cruise to the Bahamas. I got a great deal on the cruise ($550 for 7 days) and have some savings bonds (that my parents just found in their safety deposit box) that I'm going to cash. I know I could use the funds to pay down the debt, but I really want to do the cruise.

I'm not going to make excuses. I plan on being tight with spending in all other areas, stick within my savings bond budget for the trip and work to sell things, get a roommate and a 2nd job.

So yeah, maybe not the best financial decision, but I think its the best for my overall well being.

In other news, today will be a no spender. I am going to eat out of my pantry until payday on Tuesday. I'm hoping for a no spender tomorrow as well.

I'm working on a meal plan for the week. I am spending today mostly on the couch, with a little light cleaning to ensure my mental health I'm watching Agatha Christie movies borrowed from the library, reading (books also from library) and am enjoying having the windows open and getting fresh air.

The air has actually been off since 8/31. And I'm planning on joining the No Heat Challange. My goal is to keep the heat off as long as possible!

I don't know about you guys, but I had a VERY relaxing and enjoyable weekend. I overspent Sunday night when I had a date that went from dinner & a movie to drinks afterward. But overall, it wasn't excessive spending :-) And we had a good time.

I enjoyed the good weather. It hit 90 here (which is high for this area) and I was able to still keep the air off. Mostly because the humidity wasn't terrible. I kept the shades mostly closed during the day & opened all the windows and let the heavy breezes in at night. Very nice! I ran some fans when I was home and when sleeping, but that's it. Ironically, now that I'm back to work today, the weather's only going to reach mid - 60's. Its actually COLD today :-)

I did some veggie and fruit shopping on Sunday at the Farmer's market and yesterday I prepackaged smaller amounts for the 4 days of work this week. I have pre-portioned amounts of animal crackers, watermelon, strawberries, salad and cheerios. I'm doing very well with my goal of packing breakfast, lunch & dinner 100% this month. And I'll be able to keep it up easily since I took the extra time to pre-package most of the food that I'll take! I also lost 1.5 pounds this week on Weight Watchers. I've been wavering on the plan (bad!), but packing my food has made it much easier to stay on plan.

My plants are still growing well in their containers. I'm going to post some new pics soon. Those tomato plants are GROWING!

I may have mentioned that I'm looking for a roommate again. No legit responses to my ad on Craigslist. But I also have friends keeping an eye out for potential roomies as well.

I have found that since I have been focusing on staying on track with one thing - packing food for work, its benefited me in other ways and I save more money. Today was even a No Spender!

My mom talked me into going to yard sales today. There was a crazy amount of neighborhood wide ones and she really wanted to go. I, however, did not. But I figured it would be ok to get some Mom time in.

We spent about 4 hours driving around. Mom ended up treating me to several things. She refused to take any money or let me pay, so finally I gave up. I scored 2 small matching entry rugs to go in front of my sliding glass doors and in the entryway for $2.00. I got a clear plastic veggie tray for $0.50. That was something that I was actually looking for

But the big score was a small eliptical machine. My mom treated as part of a belated birthday present. $20.00 for a machine in great condition. The owner had all the paperwork, manuals, bolt tighteners and was able to give a tip on the batteries running out easily, so taking them out between use helps. She obviously cared for the machine well and it appears to be in very, very good condition.

When I got it home, I went online to see product reviews. It appears to sell brand new for $449.00. It was a really, really great deal! I'm very happy.

After the yard sales, we went to my nephew's baseball game. They are so cute at that age (7-8 year olds)

So today was a no spender for me, but I came home with some great stuff!

I may or may not hang out with friends tonight, but I have plenty of entertainment options either way

So I did my taxes & it turns out I owe a bit. I was expecting that and I have the savings to pay them, but I feel the need to go into SuperFrugal mode and try to cashflow it back into savings within the next month or so.

In SuperFrugal mode, I look for both big and small savings. I am going to limit entertainment spending, limit grocery spending, work to find additional sources of income and basically do anything I can to conserve spending and earn more.

The hardest thing for me, will be entertainment. Lately I've been a lot more social at work, with friends and dating. All of which entails spending. So this will be the trickiest.

Today was a no spender, which is good.

Tomorrow will not be one, as I have a date and will be offering to pay for dinner this time around. (Expected Entertainment spending $25.00?)

Wednesday, I'm having friends over to watch LOST and plan on offering them dinner. I will stop at the produce stand for veggies for the week, but will make dinner out of my freezer/pantry. (Groceries $10.00)

Thursday, my work group is going out to lunch. I'm hoping we can keep it really, really cheap, but as there's 10 of us, I'm only 1 vote. Worst case scenario, lunch will be about $10.00. I'll be staying in Thursday night. (Entertainment $10.00)

The weekend is up in the air, we'll have to wait and see what social things I have going on.

For frugal entertainment, I plan on doing the following:

Playing Wii with the nephew
Watching Library movies
Reading Library books

All of these I've said before, but I get a lot of enjoyment out of them and free is always good!

I just updated my request list at the library. Plenty of movies for me to watch as they become available.

Oh and to keep track of freezer food: I used 1 ground turkey with onion for pasta sauce for dinner. I used another to take to work for lunch. (2 ground turkey w/ onion used)

Today's a snow day. So it will be a No Spend Day! I could have chosen to go into work late, but decided to just take the full day after all.

I got a workout shovelling my driveway, but then I managed to drop my glasses and step on them. They will not be able to be repaired. At least I have my old glasses, plus contacts to get me through til my appointment next month.

The rest of the day, I've been watcing tv & playing on the internet.

So now I'm going to tackle the monstrous task of organizing paperwork and taxes.
Have to accomplish something today

Oh, and I'm going to call Comcast & get a new promotion since my last one just ran out.

Today was a no spender. Never even left my house. About 1pm, my mom dropped my nephew off after his karate class. We've spent all day watching movies, playing with the cats, playing games and eating popcorn. And I'm wiped out. Just put him to bed about 15 minutes ago and I'll be following soon after.

Tomorrow, his mom will pick him up in the morning. I'm heading out to lunch for an informal high school reunion with a few old friends. Should be fun.

I'm off on Monday and I'm planning on using the day to help out a family friend and get some things done around the house. I want to clean out my freezer and make some meals for the upcoming week. I'm working on a meal plan now as I have $24.22 left in my grocery budget to last until payday next Friday.

In other news, my raise will hit with this new paycheck. It won't be much, but every bit counts.

The temps here have picked up. This is good because my nephew is small for his age and has absolutely NO meat on his bones. As a result, he's always cold, even with tons of layers on. So when he visits, I up the heat to 67 degrees. The heat has only come on a few times this evening, which is good

Layoffs at work today. I don't really want to talk about it, but just to say that I spent most of today waiting to hear my status.

Some were let go, some were given options to do different things (in a lesser position) or to take severence. I am one of the few in my area whose position remains unchanged. I will take on different responsibilites, but in a good way.

I'm fairly new to this position (compared to others) and people who had been with the company MUCH longer were not spared. I feel relieved and guilty at the same time.

They rolled out of the situation in a way that was secretive. So rumors flew and I was left at my desk for hours waiting for my turn to get info. They were doing things one by one.

I have a plan if I was laid off, but I know there are people in my office that don't have plans or emergency funds. I am sad for the whole situation.

In other news, my heat is STILl off, today was a no spender. I've already packed all my food for work tomorrow.

I am heading to my parents house to fix my sister's computer and just to talk things out with my dad. I've never been in a layoff position before, but he has. And I think it would be good to get some perspective.

Today was a no spender. No a/c either. I was supposed to hang out with that guy I've been seeing, but we had some miscommunication and decided to reschedule. Truth be told, I'm not sure that we have anything going right now. He's a great guy, but I'm not feeling the chemistry.

Tonight I made all my food at home. Premade some food for tomorrow, but plan on stopping at the produce stand on my way home to stock up on salad stuff.

Also, I found the greatest drink coasters in a Pier 1 catalog. At $15.00 for a set of four, its a bit pricy for me. So I did some online research thinking that if I could find the wood bases, I could stain them, use patterned scrapbook paper and use a clear coat of sealer. But I can't find the kind of base coaster, so I'm putting that idea on hold til I can browse some craft shops. They would make great Christmas gifts.

I ended up going to a party last night instead of staying in. Brought some drinks from my fridge as a contribution, so no out of pocket spent.

This morning, I slept in, made breakfast, lunch and dinner at home. Premade food for tomorrow. Deep cleaned the kitchen, cleaned the living room. Cleaned the upstairs bath including lots of scrubbing. Did three loads of laundry and only used the dryer once for bathmats. Hung everything else inside.

I cleaned out the closet and put together four more large bags of clothes to donate. Mostly went through old suits and dress clothes that no longer fit and are not needed in my current work situation.

I painted my toes, gave myself a facial, organized my jewelry. Played with the cats, talked to some friends, made lists of things to do and goals

And I still managed to watch some tv, take a nap, and generally enjoy myself. I feel like I got a LOT accomplished!

The A/C has been off since last night. And the best part was that today was a no spender.

Made some muffins this afternoon. Tweaked the recipe a bit and they came out GREAT! Big, tasty and healthy.

Today, I cleaned, played on the internet, watched a movie, read a book. Tonight I'm supposed to hang out with this guy. I'm hoping to talk him into staying in and watching a movie.

I already have food packed for work tomorrow. Breakfast of cheerios & milk; morning snack of muffin. Lunch is spaghetti salad.

And while I was writing this post, the guy just called. Wants to stay in. Make me dinner at his place. So today will still be a no spender! Woohoo!

Booo! The electric bill went up. $94.97! Still under budget, but I'm not too happy with the amount. I got the amount online, but I'm waiting for my paper statement to see what the usage was. With the rates going up, its hard to tell if that bill is really all that out of line.

I've been home all day with a migrane. So its been a no spender. All the things on my to do list went out the window. Oh well.

Today, I've set the AC at 78, but it hasn't kicked on in hours. I've kept the window shades drawn and thats helped. I am utilizing a fan in the living room. A bit before going to bed, I'll lower the temp a little more and use my bedroom fan to keep things cool.

I get paid tomorrow and I've worked out a zero based budget for this pay period. My goals are to stay within the budgeted amounts for entertainment spending ($39.75), groceries ($50.00), gas ($60.00) and cat expenses ($31). I'll hold myself accountable here because I really need to get back on track with this kind of spending.

I've also premade food for work tomorrow. Cheerios and milk for breakfast. Salad with chicken for lunch. Popcorn as a snack. I've made a tentative meal plan for the rest of the week.

Wednesday Dinner: Chicken and baked fries
Thursday Lunch: Meatloaf muffin and pasta salad
Thursday Dinner: Sloppy joe over pasta
Friday Lunch: Salad with chicken
Friday Dinner: Turkey BLT

Today was another no spender. Brought food to work, ate dinner at home. I picked up a few movies from the library. I'm working my way through the TV show Angel.

I've applied at a well-known shipping company for a part-time job, but have yet to hear from them. And on the roommate front, I'm still searching. I'm planning to put an ad back on Craigslist. But not until after the weekend, when I do some deep cleaning

Today was a no spender. Boy, has it been a LONG time Packed breakfast & lunch for work. Ate dinner at home, buffalo shake n bake chicken, which was YUMMY!

Took a walk with a friend at the park. One hour, approximately 3.5 miles. It was pretty nice out, but hot.

I've already packed food for breakfast/lunch tomorrow. I'm hoping for another no spender.

I am planning that sometime this week, I need to get kitty litter, gas and groceries, but I'm hoping to wait til the weekend.

I think the key to getting back on track with spending, just like my diet, is planning

Yep, today was a no spender. I haven't had one in quite a while. Today my nephew came over to play with the kitten and we watched The Bee Movie (borrowed from the library). Then I drove him to his Little League game, where I hung out with my mom.

Afterwards, my nephew went with my mom & I went to the park for a 2.6 mile walk. It felt great.

After that, I stopped back at my parent's house, because I promised my nephew I'd play Wii with him. Spent an hour doing that while my mom ran a few errands. (My sister, who is my nephew's mom, was at work today).

After that, I came home, got a shower, make myself meatloaf muffins, baked fries and a tomato salad.

Now I'm cleaning up and organizing and watching tv. Tomorrow will be more cleaning and laundry, with a walk at a different park. I will be spending for gas, though.

I have several outings planned for this upcoming week, but I'm trying to keep my entertainment spending low. We'll see how that goes.

Tuesday, my work group is going out to dinner with a peer from a site in a different state. He doesn't know anyone here, so we're trying to keep him company in his off time. I'm hoping I can keep my dinner bill under $10.00.

Wednesday, a group of coworkers from my old department are heading out to a local pub. We have reservations for the upstairs deck and we plan to enjoy cheap drinks, dinner, and good company. I'm hoping to keep my bill under $15.00

Thursday night, I'm meeting my sister and some of her friends at a different pub. This night could probably be accomplished for under $15.00.

Other than those outings, my entertainment will have to be free. I'm planning on taking food to work, and entertaining myself at home or at one of the great parks around my house.

Yesterday & today are/were no spenders due to being sick. I had to leave work early yesterday.

This morning, I did run to Walmart (5 mins from my house) to return a Redbox movie that I had meant to return yesterday. And I returned a shirt and pair of pants that I had bought a few weeks ago. $26.00 credit back to my account.

For the rest of the day, I'll be lying around. I tried some food, but its not sitting too well. I REALLY have to go back to work tomorrow, so I'm going to take things VERY easy.

I have all the windows/doors open in the house. Two days ago, it was back into the low 60s, now its in the mid 70s. I'm enjoying the weather tho.


As for spending, I now have the two days of no spending. But I did waste some food. I packed a sandwich, salad and milk for breakfast/lunch at work yesterday and I left it there. The milk will be salvagable since it was in the fridge, but not the sandwich/salad.

In other news, I sent an additional $65.53 to the student loan. I've been slacking lately because of all my clothes spending. I pretty much got myself a whole new wardrobe. And it was worth every penny


For the month of May, my focus is on my grocery spending. I joined the challange over at Krystal's blog over at Give Me Back My Five Bucks.

My budget is $50.00 per every pay period ($100.00 per month). I've spent $22.60, leaving $27.40 until the 15th. Definately doable since I will only need some veggies, lunch meat and soda between now & then. I'll keep updating on how I do.

I track every penny spent and have been doing so since January 2007. I was looking at my March spending and thought I'd share. Its been a really conservative month, except for groceries. I've gone a little overboard, but mostly I was stocking up on some REALLY great deals. Like whole-wheat pasta for 67 cents. You really can't beat that!

I've been lucky at having lots of free entertainment with friends and family. And yesterday I even got to enjoy some AWESOME time outside thanks to some nice weather. Most months aren't like this.

March 1
Cell phone $38.61
Student Loan $767.05
Groceries $20.16
Gifts $33.48

March 2
NO SPEND

March 3
Groceries $21.29

March 4
Car Repairs $338.84

March 5
Groceries $11.99
Library Fine $1.25
Drinks out $10.00

March 6
Gas $46.24

March 7
Groceries $13.82

March 8
NO SPEND

March 9
NO SPEND

March 10
Groceries $3.84

March 11
NO SPEND

March 12
NO SPEND

March 13
NO SPEND

March 14
groceries $32.48

March 15
NO SPEND

March 16
NO SPEND

Today was a no spender. I packed breakfast & lunch again -- its actually starting to get a little boring saying that

I had a busy day at work. I did get a freebie bottle of water though.

Tomorrow, I am hoping to leave work a little early & go for a nice long walk at a park. Its been warm in the sun the last few days. So maybe it won't be too cold to do that.

I plan on reigning in my eating out & entertainment spending this pay period. I have some stuff I want to do around the house & I'll be taking funds from those catagories to do that.

We'll see how it goes. As we say at work, Everything's subject to change

First, about weekend spending. There was none! I vegged Friday night after a long work week. I did pop back out around 9pm to go to the grocery store. I didn't want to have to deal with the Saturday morning crowds.

Yesterday & this morning was hanging out with the nephew. This afternoon has been all about cleaning and watching Agatha Christie's Miss Marple. And recovering from the Nephew's visit

I have gotten a LOT accomplished. Its amazing how changing your sheets & dusting and vacuuming the house can change things

As for the upcoming week, I drop my car back to the repair place for work tomorrow. The window motor was fixed and the window will go up & down if you use the passanger controls. But they do not work from the driver side controls. I'm hoping its an easy fix that would require no extra charges. But if its the driver side controls that have the issue, I'll have to decide if I want to have it fixed (for a cost) or leave as is for now.

I'm trying not to spend until payday on Friday. I have a full tank of gas and tons of groceries. So unless some entertainment spending comes up, all of the extra funds in those 3 catagories can go to the Student loan as of Friday.

In an effort to keep up with eating at home & my lunch challange, I've made a meal plan for the week.

I have a desk drawer of oatmeal, crackers, granola bars and microwave popcorn.

Monday:
Breakfast: oatmeal & pears
Lunch: Salad, cheese sandwich
Dinner: Pasta, baked potato

Tuesday:
Breakfast:Cheerios with milk, hard boiled egg
Lunch: Pears, large salad
Dinner: Meatloaf muffin, baked fries, green beans

Wednesday:
Breakfast: Oatmeal, hard boiled egg
Lunch: Cheese sandwich, salad
Dinner: Sloppy joe over egg noodles, green beans

Thursday:
Breakfast: Cheerios with milk
Lunch: PB&J sandwich, pasta salad
Dinner: Pasta w/ sauce; salad

Friday:
Breakfast: Oatmeal, fruit cocktail
Lunch: Pasta salad, cheese sandwich
Dinner: Turkey BLT; baked fries; salad

Saturday:
Breakfast: Cheerios, fruit cocktail
Lunch: Large salad with penne in it
Dinner: London briol, leftover baked fries; peas

As you can see, I can never get enough of salad, be it just cucumbers & tomatoes or a big salad with lettuce, cucumber, tomato, peppers, carrots, eggs, cheese & pepperoni. I've always been this way

Todays a no spender. My nephew came over around 1pm. He's 7. We've been taking advantage of the rainy weather. We've played video games, go fish, had play karate fights, and watched a kids movie (free on cable). We even took advantage of a break in the storms to walk to the beginning of the neighborhood to get the mail.

Lots of fun and no spending. We had drinks, snacks, lunch & dinner all at home. Lots of fun.

AND until around 8pm tonight, the heat was off. I even had the windows open for about an hour earlier. Fresh air is SO nice!

Todays a no spender. I sucessfully packed breakfast & lunch today. I'll be having dinner at home as well. I plan on organizing some recipes while watching last night's Big Brother & tonight's LOST. My goal is to go to bed early, since I was out late last night.

Last night's spending was $10.00 exactly. I LOVE the Pub, its so Cheap! There was a band, loud & not that great, but we had a great time.

Yesterday I went to the bank, did some grocery shopping, paid some bills. Then last night, I went over a friends house. They provided dinner & a movie. I only had to show up. VERY nice.

Today, I'm doing house stuff, laundry, cleaning,ect. My mom & nephew are stopping by for a visit, maybe we'll watch a library movie. I have Meet the Robinsons. All in all, today will be a no spender.

My private student loan is down to $4,013.09 with another $542.05 on its way now! I am chugging along with this thing. March will be a challanging month. My budget is SUPER tight.

I have an expected large expense in the form of a car repair. I'll get a diagnosis & estimate on Tuesday, when I take the car in.

I also have several non-regular expenses to deal with this month. I am hoping to cashflow as much as possible.

-I have a bigger than usual electric bill. I budget $120/mo and its $132 and change. I have reallocated funds from other household budget catagories to cover the overage

-I need to take my Advanced Defensive driving class ($27.00 fee) to ensure my car insurance rate at the lower amount. This will be be good for 3 years.

-I have a broken bifold door on my pantry and I really want to replace it. If its within the budget at all, I'd like to replace it this month. Estimated cost $40-45

I am also working with a slightly lowered grocery budget ($40.00 from 3/1 to 3/15) since I ridiculously splurged at Walmart on Monday and stocked up on LOTS of things. My goal is to buy only veggies and a few small items until the 15th.

At least yesterday & today were both No Spenders. Tomorrow will be too. I'm hoping to keep Saturday & Sunday as frugal as possible, but plans are up in the air and I don't know what my expenses may or may not be.


I also have an unexpected hiccup in the February-March Lunch challange, which I'll go into detail about later.