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8 days off & on in the hospital = daily emails from my insurance about claims

June 13th, 2018 at 08:21 am

Oh the joys of being in & out of the hospital - INSURANCE

I am so glad to have some insurance or this could have been a much more financial hit. However, the amount of claims that have been coming through have been insane.

I had an ER visit the day of the dog bite - this includes a doctor billing me as well as the ER.

2 days later, I was back in the ER where TWO doctors and the ER bill me AND I am admitted into the hospital for 4 days/3 nights.

I go home for ONE night.

And I ended up in the ER again where multiple doctors visited me and argued over what to do, so I get their bills plus an ER bill AND I was admitted for another 4 days/3 nights.

During that time, I had hand surgery - so surgery is billed plus the surgeon plus the doctors that visit me again.

The claims are just ROLLING in.

Our insurance has a $2400 family deductible. WE already hit that (with a minor surgery I had earlier this year and this situation). However, we also have a $7000 out of pocket maximum. When all is said & done, we will be hitting that as well.

UGH - but we can use up our HSA and Medical savings and hopefully cashflow the rest.

Sad that essentially the amount of my severance will be used for this though instead of saving it.