There's an annoying guy that sits by me at work. He's nice enough, but really negative about EVERYTHING... except money.

He's about 22, recently got engaged. This is his first real job. We got to talking about money and he was saying that he has no debt, no obligations. That he & his fiance are working toward buying a house next year after getting married.

I asked if his fiancee was on the same financial page that he is. I gave some 'gentle' advice and said that they sould talk about finances and goals prior to getting married.

He told me that they had done that and in fact, she wants to live off of her salary for the bills and mortgage & completely save/invest his income! Then he said that he has no use for credit cards and will be paying for the wedding in cash. They REALLY are on the ball with money.

I am VERY jealous. I wish that I had such defined goals 6 years ago. Well, I have them now & I am doing everything I can to be sucessful.

On a lighter note, I've been trying to eat better and excersize. One of the women at my work says she's going to be my 'trainer' and make sure I'm staying on track. She's just teasing, but it was funny, because she's really going to check in with me daily to make sure I'm doing well (she's also got the same goals). It'll be great to have a buddy!

I'm still working overtime, although I only got in 1.75 hours today due to oversleeping and a doctors appointment.

My movie night with my friends was a bust. A 1/2 hour after we got there, the electricity went out. So we spent the night talking instead.