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3/16 Payday and Savings

March 16th, 2018 at 06:36 am


Working in the right direction.

In the last week or so since I posted last, I have attended another professional networking event and informal job fair. I have talked to recruiting companies, beefed up the resume more, etc.

Our industry has gotten weird where right now, most of them do contract to hire jobs. They take on a group of temps for a project, then keep the best of them to go full time. So you’re faced with no benefits for up to 6 months during a contract.

I am in the lucky position of being under my husband’s insurance, but others in my office are single parents, etc. It’s a devastating idea they face.

As for me – I am working OT, but trying to still take care of myself. This paycheck (3/16), I received 37 hours of OT, plus my bonus and this is what I budget as my extra paycheck of the month since March has 3 pay dates for me.

Because of this – taxes were high, but my net was nice as well. I was able to pay some normal bills and put away a lot of savings.

· We put $230.32 to the vacation fund – meeting our family goal of $800.
· We put $1064.68 towards the $2k goal of ‘new to us car fund’
· We put $2600 (the bonus after taxes) to the EFund
· We put $600 (extra paycheck money) to the EFund
· I paid the new windshield bill of $188.33 and $30 Local Professional Group Membership
· We also paid the $581 vet bill for the dog (annual visit plus sedation for a procedure)


New Savings Balances:
Total Emergency Fund: $30,126.79 (Cap One 360 Efund: $6415.79 +MTB Efund $19,703.xx+4008 Cash in Safe)
Vacation Fund $800
Slush Fund (Vet, EZ Pass, Sewer, etc) $116.21
Home Repairs $213.12
Medical $136.57
Auto $39.33
Membership $143.88
Clothing $105.68
2018 Gifts Fund $1067.87 (most of it comes from alternative income – surveys, rewards, etc)
Nephew Car Fund $981.91
Daughter Savings $471.67
Savings attached to checking $500.79

3 Responses to “3/16 Payday and Savings”

  1. PatientSaver Says:

    Your industry is not the only one shifting to more and more temp use. The bank where I used to work used hundreds of them, and for all intents and purposes, they were just like perm employees, except they were shorted the benefits.

    Work in America increasingly means no safety nets, and that's really unfortunate.

  2. rob62521 Says:

    Unfortunately so many work places concentrate on the bottom line and no longer consider employees an asset and therefore treat them as expendable.

  3. Amber Says:

    Wow, I'm loving your savings goals, I get motivated every time I read your posts.
    And as with the others, there are plenty temp/contract to perm work, it saves the company on health care and other expenses, that to me is simply ridiculous

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