I work in banking and I realized today that the people in my department have a saying:
"The one thing I've learned from this job is what not to do with credit card debt"
I've done well so far, pay my card off every month, but I've also realized that I use the card way too much. I rationalize that I'm paying it off, but because I can do so, I use it more than is necessary.
So I am focusing on not using the cards at all (except for school expenses, while waiting on my tuition reimbursement).
For the rest of April and all of May, I vow not to use my credit cards. I will use the cash I have budgeted for and when its done its done. Wish me luck.
Lessons Learned
April 20th, 2006 at 03:10 am
April 20th, 2006 at 03:31 am 1145503875
April 20th, 2006 at 03:58 am 1145505537
April 20th, 2006 at 06:21 pm 1145557290
I leave my cc locked in my office drawer on weekends - when temptation is worse for me!...it helps if you cannot get to it immediately!
April 21st, 2006 at 01:36 am 1145583373