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About Me:

HouseHopeful

a 37 year old's adventures in home ownership

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CC DEBT AS OF 12-31-2014:
$16,107.06
Car Loan Bal as of 12-31-2014:
$1595.93

CC Debt as of Aug 2015: $0
Car Loan Bal as of April 2015: $0

CC Debt as of Jan 2018 $11,360.76
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Retirement Assets (Self Only): As of 12-31-2014
$74,658.54

As of 4/2/2015
$80,109.11

As 5/4/2015
$82,853.28

As of 5/19/2015
$84,246.46

1/1/2016 $89,377.35
3/1/2016 $87,633.98
3/22/2016 $94,300.61
5/17/16 $99,549.83
5/27/16 $100,660.76
7/31/16 $107,362.92
8/26/16 $109,610.23
9/20/16 $110,054.89
11/01/16 $112,132.23
12/18/16 $117,088.35
01/13/17 $119,243.90
02/23/17 $127,704.18
03/28/17 $130,107.48
04/30/17 $135,720.07
05/22/17 $136,711.31
06/14/17 $141,464.07
07/20/17 $146,100.07
09/04/17 $149,598.07
09/29/17 $152,321.29
10/16/17 $156,438.32
11/17/17 $159,210.07
12/19/17 $164,816.36
01/01/18 $166,215.07
01/15/18 $172,362.92

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2018 Financial Goals (FLUID THIS YEAR)

• I have a goal of an average 15-20 OT hours per 2 week pay period while at the current job
• Continue monthly networking events
• Revamp household budget
• Meal plan weekly in an attempt to lower all household expenses.
• Continue tracking all personal and household spending
• Complete cash only gifts/holiday spending in 2018
• Find a new job
• No new debt
• Payoff existing debt
• Post here weekly at least. Helps for accountability
• Continue 16% 401k contribution personally until new job/budget reset

Savings & OT update!

April 11th, 2007 at 12:37 am

They put our paychecks up online at work a few days before we get paid. So I checked mine today & my paycheck on Friday is going to have 683.90 in overtime money! All of which is going straight to savings! Plus 130.00 from another monthly bill that I only pay 8 months of the year! So it'll be a total of $813.90 to savings on Friday.

I only worked 3.5 hours of OT last week, but I"m going to do between 14 and 20 hours this week (depending if we are open on Sunday). I am $1810.86 away from my 2007 savings goal (to be completed by 12/2007). I would have been a lot closer, but I have been throwing some of the extra money at my student loan. Once the savings goal is completed, I'm going to put all extra income towards paying down my student loan.

And here's a few quick updates:
-I spent .55 today for a soft pretzel, although I packed my lunch & snacks today
-Yesterday, I had dinner out with my parents & spent $16.65.
-I had 4 no heat days and I'm back to using the heat, but I am keeping it low.

Posted in goals, Savings, Spending | 2 Comments »

2 Responses to “Savings & OT update!”

moi aussi Says:
April 13th, 2007 at 07:22 pm 1176488533
1176488533

If you do not mind me asking, what is your 2007 goal? Perhaps I can motivate myself to save more as well.
HouseHopeful Says:
April 14th, 2007 at 03:15 pm 1176560102
1176560102

My 2007 goal is to get my emergency fund to 6500.00, plus I wanted to set aside money for known yearly expenses, like sewer, HOA fees, car repairs, ect. I finally updated my figures on the left side of the blog I also have savings for expected purchases in the next few months, such as a lawn mower & deck furniture. I'm also addressing this topic in my next post.

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HouseHappy's Personal Finance Blog

a journey into saving

Savings & OT update!

2 Responses to “Savings & OT update!”

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