August 26th, 2016 at 05:33 pm
My coworkers & I were doing a bit of a lunch challenge to curb spending. Each of us set our own goals for ourselves. Mine was to pack breakfast, & lunch for all but 2 days. I got sick mid-month and splurged on soda, but mostly met my goal otherwise.
This Month To Date, I have Spent:
$7.50 on 5 bottled sodas (sore throat when sick ‘required’ extra soda)
$3.25 on breakfast one day
$5.95 on breakfast & a soda today
TOTAL Spent in TO DATE in August on Breakfasts/lunches/drinks $16.70
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August 26th, 2016 at 05:32 pm
Personal Retirement Accounts Total: $109,610.23
Spouse’s 401k $50,694.93
Little One’s Savings: (at age 1 year)
Kids Savings: $153.31
Home Fund: $500
Slush Fund: $626.50
Home Upkeep: $123.11
Auto Savings (just had a car repair): $60.60
Vacation Fund: $0.29
2016 Gifts Fund: $1583.40
Rental Property EFund: $223.96
Nephew Car Fund (partially funded by him) $782.08
H.S.A Medical Savings:
Pending ALT INCOME
Amazon Gift Cards: $15.00
CC Rewards $14.96
CC Rewards 2 $49.48
BING 1 455/475 for $5 Amazon Gift Card Goal
BING 2 354/525 for $5 Amazon Gift Card Goal
My Coke Rewards1 372/670 for $10 Gift Card
My Coke Rewards2 422/670 for $10 Gift Card
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August 26th, 2016 at 05:14 pm
It's been a while since I've posted - been super busy these last few months. We moved in July, finally got a renter into our townhouse last week, I am working OT, but not as much as before, been sick off & on and generally been living a lot.
We have had a LOT of social obligations. Never dull for me!
-My daughter turned One this month. We had a little party that my mom paid to be in a restaurant (she HAD to do my nieces and didn't want to be seen as favoring my sister's kids - that was her choice).
-Last weekend, I was at a bachelorette party.
-This weekend, my husband is going to the bachelor party.
-In September, we are attending a housewarming for friends (child friendly event)
-In September, we are attending a friend's house party (kid friendly)
-In October, we have 3 weddings - 2 out of state
We also are waiting for the rental income to come in. We have a renter, but are also using a property management company. Because of the renter starting mid-month and the PM fees, we won't see a full month's rental income coming to us until the middle of October, which will go to the 11/1 mortgage payment.
I have lots of cashflowing/savings goals -
-cashflowing budget deficit
-cashflowing wedding events/gifts/travel
-save 1 month Rental Mortage buffer
-save 1 month New Mortgage buffer
-Save 5k Rental Efund
-Cashflow tickets to an event in Oct
-cashflow new furniture
Fun stuff, people! I will say, that we are not revolving any credit card debt as we have been spending a lot. I am so thankful for overtime!
I also want to note that usually I buy Christmas gifts all year long - but not this year as I didn't want to move all the stockpile of gifts! So I need to get busy on that
Furniture & dishes,
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