January 31st, 2015 at 07:15 pm
2014 is the first year that my husband & are filing as married. It was interesting doing the taxes. However, they are DONE and we are getting a refund. A 100% of the refund (not a big amount) is going to debt. Woot.
I am already planning how I can lower our taxes for next year :P
3 Comments »
January 6th, 2015 at 01:58 am
I am recovering from the nasty bug going around, but made it into the office today. I didn't have the energy to pack food (bad), but had plenty of entertainment spending cash to get me through the day.
I spent $8.40 on breakfast & Lunch.
I put a bunch of free books on my kindle (thanks to several freebie sites) and purchased 2 books for a total of $8.98 which was out of an amazon gift card.
I also used my new Discover It card to purchase a deal in dishwasher tabs 90 count for $11.10.
My goal in the next 3-4 months is to stock up on deals for everyday household things - toothpaste, shampoo, conditioner, cleaning products, dishwasher detergent, laundry detergent, etc. This is a good start.
Using the Discover It card will yield a $100 gift card to Amazon. Sweet.
1 Comments »
January 5th, 2015 at 05:44 pm
Thursday 1-1: Barnes & Noble: $54.39
Friday 1-2: No spend
Saturday 1-3: $10 food
Sunday 1-4: No Spend
No too shabby. I will only be tracking spending for myself and the household. My spouse's spending (fun money, etc) is not accounted for.
2 Comments »
January 3rd, 2015 at 02:49 pm
2015 goals include:
Pay off CC TY $1087.11
Pay off CC FR $5762.60
Pay off CC BA $9257.35
Pay off Car Loan $1595.93
Cash only gifs - Birthday & Christmas
Earn at least $500 in alternative income
Utilize HSA and spouse HSA
2015 yields many changes that I am not ready to discuss yet (all good, just tentative) and I don't want to go into too much detail of goals knowing that they may change.
Still - 2015 is going to be a good and smart year as well!
1 Comments »
January 3rd, 2015 at 02:44 pm
2014 was a banner year for me. Although I ended the year sick, I call it a winner.
I had alternative income in the amount of $1332.22. This income comes from Bing Rewards, Coke Rewards, Inbox Dollars, Ebates, Superbowl winnings, checking account bonuses and credit card rewards.
In 2014, I cash-flowed a wedding, honeymoon (approx 7k total), plumbing repairs ($5375.90) and a basement water damage repair ($6350).
I also paid $10,835.69 in Credit card debt.
Effectively cashflowing & paying off $29,561.59 in one single year. That doesn't even include my husband's debt pay-down as we both are working to clear the debt we brought into the marriage (and should complete in 2015).
5 Comments »