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About Me:

HouseHopeful

a 37 year old's adventures in home ownership

*******************************
CC DEBT AS OF 12-31-2014:
$16,107.06
Car Loan Bal as of 12-31-2014:
$1595.93

CC Debt as of Aug 2015: $0
Car Loan Bal as of April 2015: $0

CC Debt as of Jan 2018 $11,360.76
*******************************

Retirement Assets (Self Only): As of 12-31-2014
$74,658.54

As of 4/2/2015
$80,109.11

As 5/4/2015
$82,853.28

As of 5/19/2015
$84,246.46

1/1/2016 $89,377.35
3/1/2016 $87,633.98
3/22/2016 $94,300.61
5/17/16 $99,549.83
5/27/16 $100,660.76
7/31/16 $107,362.92
8/26/16 $109,610.23
9/20/16 $110,054.89
11/01/16 $112,132.23
12/18/16 $117,088.35
01/13/17 $119,243.90
02/23/17 $127,704.18
03/28/17 $130,107.48
04/30/17 $135,720.07
05/22/17 $136,711.31
06/14/17 $141,464.07
07/20/17 $146,100.07
09/04/17 $149,598.07
09/29/17 $152,321.29
10/16/17 $156,438.32
11/17/17 $159,210.07
12/19/17 $164,816.36
01/01/18 $166,215.07
01/15/18 $172,362.92

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2018 Financial Goals (FLUID THIS YEAR)

• I have a goal of an average 15-20 OT hours per 2 week pay period while at the current job
• Continue monthly networking events
• Revamp household budget
• Meal plan weekly in an attempt to lower all household expenses.
• Continue tracking all personal and household spending
• Complete cash only gifts/holiday spending in 2018
• Find a new job
• No new debt
• Payoff existing debt
• Post here weekly at least. Helps for accountability
• Continue 16% 401k contribution personally until new job/budget reset

2014 the year of significant cashflow & paydown!

January 3rd, 2015 at 02:44 pm

2014 was a banner year for me. Although I ended the year sick, I call it a winner.

I had alternative income in the amount of $1332.22. This income comes from Bing Rewards, Coke Rewards, Inbox Dollars, Ebates, Superbowl winnings, checking account bonuses and credit card rewards.

In 2014, I cash-flowed a wedding, honeymoon (approx 7k total), plumbing repairs ($5375.90) and a basement water damage repair ($6350).

I also paid $10,835.69 in Credit card debt.

Effectively cashflowing & paying off $29,561.59 in one single year. That doesn't even include my husband's debt pay-down as we both are working to clear the debt we brought into the marriage (and should complete in 2015).

Posted in Uncategorized | 5 Comments »

5 Responses to “2014 the year of significant cashflow & paydown! ”

NJDebbie Says:
January 3rd, 2015 at 03:02 pm 1420297366
1420297366

Congrats! You made tons of progress. I'm sorry you ended the year sick and I hope you are on the mend.
scottish girl Says:
January 3rd, 2015 at 06:29 pm 1420309797
1420309797

That's fantastic!
Bluebird Says:
January 3rd, 2015 at 09:26 pm 1420320385
1420320385

That's great! It looks like your car loan will be paid off in a few months, too...what's your projected payoff date?
FrugalTexan75 Says:
January 3rd, 2015 at 10:49 pm 1420325396
1420325396

Sounds like a great financial year!
househopeful Says:
January 4th, 2015 at 02:38 am 1420339092
1420339092

The Payoff for the car loan (at 0%) is in August. I probably will just let that mins pay that off given the 0%. I can't wait!

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HouseHappy's Personal Finance Blog

a journey into saving

2014 the year of significant cashflow & paydown!

5 Responses to “2014 the year of significant cashflow & paydown! ”

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