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Archive for September, 2012: HouseHappy's Personal Finance Blog
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Home > Archive: September, 2012
 

Archive for September, 2012

Good & Bad & Good again

September 18th, 2012 at 01:45 am

Friday night, the boyfriend & I had date night in. We rented Battleship off Amazon (for free with my Swagbucks AGC), I made dinner & we had a few drinks & enjoyed ourselves. Pretty frugal

Saturday - we went with my College roommate & her husband to a Brew Fest an hour away near a casino. The tickets were $25 each, but I found a groupon that did 2 tickets, plus $15 in free slot play each for $25 total. So - a savings of $55! We enjoyed ourselves, played our free slot money, enjoyed free sodas after the beer tasting & headed home. Very frugal day...

Until...I dropped my cell phone in the toilet. UGH. I was able to get it out quickly (and this was a clean toilet - hadn't gone yet). I dried off what I could with towels, took the battery out, and when I got home, put it in rice overnight. With the help of Droid forums, I was able to factory reset the phone & it is working again. I am a lucky, lucky woman.

If it had not worked, I would have just used my boyfriend's old phone. I was not putting anymore funds into a cell phone.

Sunday, I went to the Farmer's market, the grocery store and then Weight Watchers. I had HOA stuff to do at home, slept a good part of the day, made a yummy dinner & enjoyed some Netflix.

Today, I had a no spend day - packed healthy & did not go out of bounds Smile

Tomorrow - I have a 6am work call - so hoping to get out of the office a bit early tomorrow!

My physical therapy has ended (insurance will no longer pay). I am doing at home exercises for 2 weeks and if its not better, going back to the foot doc to fight the insurance. Fun

On another insurance note, I am STILl waiting for my $389. I keep calling & as of today, they said the funds will be back in 48 hours. I will believe it when I see it.

New news - Roommate is moving out (it's been a year & my boyfriend & I are ready to live together).

So it will be a weird transitional month, financially as she moves out the 1st weekend in October and I don't have an exact date for when the boyfriend will move in. But it won't be bad, just cash flow tightness.

So for now - pack food as much as possible, frugal activities, selling on craigslist & finishing Christmas stuff with freebies!

More Coasters Made -FRUGALLY!

September 12th, 2012 at 01:55 am

I am making coasters for Christmas gifts this year - I showed photos in a previous post. It involves scrapbooking pape, modge-podge, ceramic tiles & acrylic spray. SUPER easy to make!

I made 11 set of 4 tonight. My mom has requested holidy ones (snowmen, clovers, hearts, santas, ect) so for her birthday & Christmas, she is getting a LOT of coasters!

The paper usually costs 19-59 cents each (with coupons). 1 page of paper will make four coasters. I bought the modge podge on sale for approx $3. Coasters are $0.16 eah at Lowes and I purchased a BIG roll of felt adhesives for the bottom (so to not scratch furniture).

I made more tonight becuase I finally went to Lowe to get more tiles. I am glad that I waited because I was able to get a $10 of any purchase coupon by signing up for their MyLowes program. I used that coupon to purchase a box of 100 tiles. Seemed like a lot, but I went through 44 of them tonight! My out of pocket was $6.00 or $0.06 per tile. Not too shabby!

The best part is that I am picking paper that goes with the person's own style, so the gift itself is pretty personal.

Getting things DONE! - ETA DONE for the night! :)

September 10th, 2012 at 02:15 pm

Today's to-do list is long, but I slept in until 8:30 and have alreay accomplished a lot. I will be updating as the day goes on (and I take some breaks!)

-Make breakfast [DONE]
-Follow up with HOA reimbursement (STILL waiting on $389 [DONE - STILL WAITING Frown ]
-f/u with inbox, cashcrate, bing, mypoints, swagbucks
-Call Resale shop for leather coat, broken mower, extra bedding. If I can get some cash for it great, if not - bedding & coat can go to goodwill. Neither has had much interest on Craigslist
-Clean kitchen including washing floor - [DONE]
-Clean out fridge [DONE]
-Organize pantry [DONE]
-Take inventory of pantry, freezer & fridge [DONE]
-Oil kitchen table & chairs [DONE]
-repot kitchen plants - Pended
-clean, dust & vacuum living room [DONE]
-vacuum couches (cat fur)- [DONE]
-vacuum stairs/upstairs hall, wipe baseboards [DONE]
-vacuum basement stairs/floor [DONE]
-clean cat area [DONE]
-pull weeds front & back yards [DONE]
-wipe down door, windows out front [DONE]
-change bulbs in upstairs bathroom [DONE]
-clean upstairs bath [DONE]
-wash bathroom rugs - pended (just vacuumed)
-wipe baseboards in bathroom [DONE]
-mop bathroom floor [DONE]
-clean bedroom [DONE]
-change sheets [DONE]
-take a nap [DONE]
-clean closet [DONE]
-laundry [DONE]
-dust & vacuum bedroom [DONE]
-wipe windows & blinds in bedroom [DONE]
-clean car out - pended
-put Goodwill stuff in car [DONE]
-Take 3 40 lb bags of cat litter from car to basement [DONE]
-organize makeup [DONE]
-organize jewelry [DONE]

EDITED TO ADD:
I got through quite a bit - no idea where the energy came from (I think it was mostly willpower!). I am done the to-dos for tonight (other than my online money-making activites while I watch a movie! The last 2 things I will do:

-Shower to clean all the grub off [DONE]
-watch a free movie from Amazon on my roku Smile [ABOUT TO START]

Lots of to-dos

September 10th, 2012 at 01:23 am

Hello all - been reading everyone's posts & staying updated Smile

I am working at trying to get on a cash only budget, but medical bills are still coming in & its been a juggle. 2012 has not been my best year.

Tomorrow, I have taken the day off and I plan on getting quite a few things on my to-do list taken care of.

Tonight I am working on:
-Clearing out my email [DONE]
-working on earning Inbox Dollars (less than $5 from cashing out).[In Process]
-Swagbucks [DONE]
-Bing [DONE]
-Cashcrate [DONE]
-Viewing my credit bureau (for free of course)[DONE]
-Sending pictures of my aun't furniture to a resale shop via email [DONE]
-updating a few items on Craigslist [DONE]
-paying my water bill (one of the few things I have to mail a check with (cause I refuse to pay to do it over the phone)[DONE]
-Filling out a $25 reimbursement rebate (and prepped to mail tomorrow)[DONE]
-Christmas budget - I am almost at my goal! [DONE]
-Paycheck budget for 9/15 [DONE]
-Grocery List & Meal pln for the week [DONE]
-Turn off a/c & open windows for fresh air & lower electric [DONE]
-Gather laundry to start first thing in the morning

Tomorrow's goals are:
-Follow up with HOA reimbursement (STILL waiting on $389
-f/u with inbox, cashcrate, bing, mypoints, swagbucks
-Call Resale shop for leather coat, broken mower, extra bedding. If I can get some cash for it great, if not - bedding & coat can go to goodwill. Neither has had much interest on Craigslist
-Clean kitchen including washing floor
-Organize pantry, take inventory of pantry, freezer & fridge
-Oil kitchen table & chairs
-repot kitchen plants
-clean, dust & vacuum living room
-vacuum couches (cat fur)
-vacuum stairs/upstairs hall, wipe baseboards
-vacuum basement stairs/floor
-clean cat area
-wash basement floor
-pull weeds front & back yards
-wipe down door, windows out front
-change bulbs in upstairs bathroom
-clean upstairs bath
-wash bathroom rugs
-wipe baseboards
-mop bathroom floor
-clean bedroom
-change sheets
-clean closet
-laundry
-dust & vacuum bedrooms
-wipe windows & blinds in bedrom
-clean car out
-put Goodwill stuff in car

LOTS of to-do's, but I think its definitely managable! At least 80% and I hope for a nap in there somewhere Smile