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Grand Plans

August 18th, 2007 at 05:56 pm

This next paycheck, the 30th, will include 3 weeks of overtime instead of the normal 2. During that time, I worked 58 hours of overtime. I had forgotten that this was a 3 OT week check.

Originally, my goal had been to pay $1000.00 towards my student loan this month. I already paid $400.00 out of my check on the 15th. But now, I think that I can get $1,000.00 to the loan out of the 30th’s check!

I can estimate based on my last 3 week overtime check of 55 hours of overtime, that I should net about $950.00 after taxes, medical & 401k (which includes a percentage of the OT income). Plus now I have my raise, which should bring it up a little more & I did 3 extra hours of OT above that other check. And I’m expecting to be under on my electricity budget, which is paid out of my 30th check to. So between all that, I should come up with the additional $50.00. I am going to do everything in my power to pay $1,000.00 or more to that loan. I can’t wait to send that check!

In other news , staying on the topic of grand plans, I am trying to incorporate exercise into my week. Its hard working 60 hour workweeks, making healthy meals at home to take to work, plus trying to exercise. I started out small with a little walk on Monday, but then I didn’t do anything Tuesday through Thursday. Last night, I did an exercise video from On Demand (for free). It was a mile walk (in the house) in 15 minutes. I felt pretty good about it. Today on my lunch break, I’m going to take a mile walk outside of my work building (there’s a small trail around the buildings in our work complex). I should get it done in a ½ hour in this heat. Tomorrow, I’m going to attempt a much bigger walk. And I’m going to try different On Demand videos during the week, walking outside when I can.

My goal for no spend days this month is 13 (I did 12 last month). I’m well on my way to hitting that goal!

2 Responses to “Grand Plans”

  1. Ima saver Says:
    1187457166

    Wow, you are doing great!!

  2. Amber Says:
    1187458748

    Wow 55 hours of OT, I am happy for you. When I paid off my student loan I was sooooo happy, it was the best thing I could have done. As D. Ramsey would say I had that loan for so long I thought it was a pet

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