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About Me:

HouseHopeful

a 37 year old's adventures in home ownership

*******************************
CC DEBT AS OF 12-31-2014:
$16,107.06
Car Loan Bal as of 12-31-2014:
$1595.93

CC Debt as of Aug 2015: $0
Car Loan Bal as of April 2015: $0

CC Debt as of Jan 2018 $11,360.76
*******************************

Retirement Assets (Self Only): As of 12-31-2014
$74,658.54

As of 4/2/2015
$80,109.11

As 5/4/2015
$82,853.28

As of 5/19/2015
$84,246.46

1/1/2016 $89,377.35
3/1/2016 $87,633.98
3/22/2016 $94,300.61
5/17/16 $99,549.83
5/27/16 $100,660.76
7/31/16 $107,362.92
8/26/16 $109,610.23
9/20/16 $110,054.89
11/01/16 $112,132.23
12/18/16 $117,088.35
01/13/17 $119,243.90
02/23/17 $127,704.18
03/28/17 $130,107.48
04/30/17 $135,720.07
05/22/17 $136,711.31
06/14/17 $141,464.07
07/20/17 $146,100.07
09/04/17 $149,598.07
09/29/17 $152,321.29
10/16/17 $156,438.32
11/17/17 $159,210.07
12/19/17 $164,816.36
01/01/18 $166,215.07
01/15/18 $172,362.92

*******************************
2018 Financial Goals (FLUID THIS YEAR)

• I have a goal of an average 15-20 OT hours per 2 week pay period while at the current job
• Continue monthly networking events
• Revamp household budget
• Meal plan weekly in an attempt to lower all household expenses.
• Continue tracking all personal and household spending
• Complete cash only gifts/holiday spending in 2018
• Find a new job
• No new debt
• Payoff existing debt
• Post here weekly at least. Helps for accountability
• Continue 16% 401k contribution personally until new job/budget reset

Feeling Guilty

November 6th, 2007 at 06:08 pm

I had this grand plan of not spending money at all this week. I made a meal plan and prepacked my food today. Then it all went to heck when I got into work . I ended up spending $0.55 on a soft pretzel because I was SO hungry this morning. Even after my breakfast.

Well, now I know better. I am going to bring extra snacks for these types of situations. Also, I think I'm going to leave my wallet at home tomorrow.

Posted in saving on food | 5 Comments »

5 Responses to “Feeling Guilty”

moi aussi Says:
November 6th, 2007 at 07:03 pm 1194375794
1194375794

Don't beat yourself up too much for spending $0.55. If you restrict yourself too much, it might get boring.
JanH Says:
November 6th, 2007 at 09:28 pm 1194384491
1194384491

I love soft pretzels, too! Ours is over a dollar so I think you did pretty well. You need to splurge every once in awhile!
frugalhousewife Says:
November 6th, 2007 at 10:47 pm 1194389229
1194389229

My dh says that no budget can survive if it does not include a bit of splurge money. I would say that as far as splurges go, a $0.55 one is not something to feel guilty about.
Househopeful Says:
November 6th, 2007 at 11:07 pm 1194390421
1194390421

I should probably clarify that I was trying to change my mindset this week. I'm really trying to live within my budget, but I've had a few expected, but not so planned for expenses. So I'm trying to keep the money aside for that. I have tons of groceries and really no need to spend money on food this week. I'd rather put it towards entertainment on the weekends. But you all are right. Its just 55 cents and tomorrow is another day
Joan.of.the.Arch Says:
November 6th, 2007 at 11:12 pm 1194390755
1194390755

Oh, thanks. Now I'm craving a soft pretzel....Maybe you really needed a bit more to eat. If you were so hungry, I think you dealt with it well.

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HouseHappy's Personal Finance Blog

a journey into saving

Feeling Guilty

5 Responses to “Feeling Guilty”

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