Today was a no spender. Packed a hard boiled egg, banana and oatmeal for breakfast. A meatloaf muffin & salad for lunch. And I had dinner at home - Sloppy joe over egg noodles. YUMMY

Last night I did my taxes. I'm getting back $393 from Federal and $18.00 from taxes. I planned my withholdings carefully to ensure I wouldn't get a large tax refund. I'd rather have my money upfront

I just checked my CashCrate balance, which was $18.80 for January.

All of this is going to my student loan. Plus I'm expecting about $475.00 in an inherited insurance distribution.

My goal is to get that student loan paid off this year. I need to get my butt in gear and get a 2nd job. It's necessary if I want to get that loan paid off.