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New Student Loan Balance & March Thoughts

February 29th, 2008 at 03:29 am

My private student loan is down to $4,013.09 with another $542.05 on its way now! I am chugging along with this thing. March will be a challanging month. My budget is SUPER tight.

I have an expected large expense in the form of a car repair. I'll get a diagnosis & estimate on Tuesday, when I take the car in.

I also have several non-regular expenses to deal with this month. I am hoping to cashflow as much as possible.

-I have a bigger than usual electric bill. I budget $120/mo and its $132 and change. I have reallocated funds from other household budget catagories to cover the overage

-I need to take my Advanced Defensive driving class ($27.00 fee) to ensure my car insurance rate at the lower amount. This will be be good for 3 years.

-I have a broken bifold door on my pantry and I really want to replace it. If its within the budget at all, I'd like to replace it this month. Estimated cost $40-45

I am also working with a slightly lowered grocery budget ($40.00 from 3/1 to 3/15) since I ridiculously splurged at Walmart on Monday and stocked up on LOTS of things. My goal is to buy only veggies and a few small items until the 15th.

At least yesterday & today were both No Spenders. Tomorrow will be too. I'm hoping to keep Saturday & Sunday as frugal as possible, but plans are up in the air and I don't know what my expenses may or may not be.


I also have an unexpected hiccup in the February-March Lunch challange, which I'll go into detail about later.

1 Responses to “New Student Loan Balance & March Thoughts”

  1. Mooshocker Says:
    1204294065

    The wonderful thing about you is that your mind is focused. YOu may not meet all of your goals and your budget may be a little tight, but you are thinking and contemplating and planning. That is the hardest step. All will work out. Throw in a few no spend days, turn the heat down, throw on some sweats and try a nice chicken broth and veggie soup for a few days and all will balance out. Not too much suffering either. God bless.

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