I have to confess, I have been financially irresponsible lately. I have to get back on track. So part of that is being on this site more & being accountable to myself
So in random form, here are some thoughts/lists.
-I am having a game night tomorrow night. Total out of pocket approx $50 as I am stocking up my liquor cabinet and making lots of food. Utilizing my freezer/pantry for the food as much as possible. Games already owned and a good time will be had by all
- Sunday, for the friends dinner that I have, I am in charge of the sides. I will be supplying a salad, so out of pocket approx $8 (including bringing over some dressings)
-I just received a free gift from Clinque for a purchase I made. I have been having terrible breakouts, so I am going back to buying Clinique face wash. Worth it if my skin calms down The free gift included a makeup bag (Very cute), a mini makeup bag, a 1oz cleanser (perfect for travel & can be refilled), .5 oz moisterizer with SPF20, regular size lipstick (In a color I like), regular size eye liner (on my to-buy list anyway), a travel mascara (in the color I wear), a full size eye shadow kit in colors I can wear, and 4 perfume samples (again perfect for travel). Over $50 value & I just restocked most of the needs I had for makeup
- I received a call that Olive Garden is sending me a gift card (Amount unknown) for the trouble with a pre-authorization of $99 going onto my account. The charge never went through, but it was inconvenient.
- I am reinstituting my Lunch Challenge for myself, although I did terrible this week. My goal is NO out of pocket spending for food/drink at work for the rest of the month
-I plan on finishing Christmas shopping in the next two weeks. All in cash!
-I scored some deals from Acme. They have a little Holiday Book by their ads in the store. In it are coupons for things like $1.00 off 1 Acme brand (Everyday Essentials) pasta and 1 EE pasta sauce. I was able to snag both for $1.89 after coupon. I will be going back today for another set. Its never bad to have pasta stuff in the house! I also got 3 cans of Acme fruit for $2.00 total (After $1 off coupon). They have also had a lot of register rebates lately & I will be using them as I have about $3-4 left of those.
-I have a few returns to make - a non-working alarm clock to Target & a pair of shorts to Walmart
-The roommate situation is working out great. She actually contributes to things like paper towels & tp and CLEANS. None of the previous roommates did any of that
-I got a $15 parking ticket for not feeding the meter enough when I got stuck inside the pharmacy earlier this week. I will have to pay it
-Dyed my hair at home instead of paying for color in a store. I have gotten SO many compliments, I am definitely going to keep this up. $4.99 for the box after coupon.
-Used a Deals Voucher for $10 to Fulton Paper. I make jello shots on a regular basis for parties, ect and use a particular type of plastic cup. I was able to use the voucher for 4 sleeves of the cups, 2 gift bags and 4 boxes to be used for gifts of fudge. I still have another $10 voucher to be used by next year. OOP for the 2 vouchers was $10 (and bought months ago)
-Itemized all of my stockpile in the bathroom cabinet. I have a ton of freebie samples of bath gel, shampoo, conditioner, face wash, body washes and lotions. I am trying to use up most of them as well as some of the travel sized stuff I have recently scored for free. I do plan on leaving enough to carry me through a few weekends of travel though!
-I itemized any freebies/rewards that have to be used. Did the same with coupons
-Plan on looking into cheaper cat food. The cats have crystals and one is overweight, so I have them both on Hill's Prescription Weight Diet. But its expensive. Will be looking into non-prescription alternatives.
- I just got a 20% off ANYTHING at Kohl's. Might hit up their clearance for some gifts. (Will use Christmas cash - no additional unplanned spending)
- I need to be in a financial lockdown. So the budget is getting tightened. I want to pay down debt, control spending and just get back to my financial goals. I am a little ashamed I have gotten out of hand. But I can say for sure that I am turning a corner
To Do List, Finanacials, Goodies, Updates
November 11th, 2011 at 02:57 pm
November 11th, 2011 at 04:53 pm 1321030438
May I ask what brand of hair color you use? I have never colored my hair, but I'm getting quite a bit of gray, so I'm thinking it is time to start. I know it will cost quite a bit at the salon, but I don't want it to look awful, and I don't know what I am doing. Is it difficult to do?
November 12th, 2011 at 08:20 pm 1321129235
Measure the food out and feed less. Buy the largest bag - it really does make per lb cost less. And really if you compare a quality food to a Rx food the cost is really close. If your cat(s) were to end up getting a urinary stone, or a urinary obstruction (yikes!) think of how much that would cost. You could also price shop other brands. Royal Canin Urinary SO or Purina UR.