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About Me:

HouseHopeful

a 37 year old's adventures in home ownership

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CC DEBT AS OF 12-31-2014:
$16,107.06
Car Loan Bal as of 12-31-2014:
$1595.93

CC Debt as of Aug 2015: $0
Car Loan Bal as of April 2015: $0

CC Debt as of Jan 2018 $11,360.76
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Retirement Assets (Self Only): As of 12-31-2014
$74,658.54

As of 4/2/2015
$80,109.11

As 5/4/2015
$82,853.28

As of 5/19/2015
$84,246.46

1/1/2016 $89,377.35
3/1/2016 $87,633.98
3/22/2016 $94,300.61
5/17/16 $99,549.83
5/27/16 $100,660.76
7/31/16 $107,362.92
8/26/16 $109,610.23
9/20/16 $110,054.89
11/01/16 $112,132.23
12/18/16 $117,088.35
01/13/17 $119,243.90
02/23/17 $127,704.18
03/28/17 $130,107.48
04/30/17 $135,720.07
05/22/17 $136,711.31
06/14/17 $141,464.07
07/20/17 $146,100.07
09/04/17 $149,598.07
09/29/17 $152,321.29
10/16/17 $156,438.32
11/17/17 $159,210.07
12/19/17 $164,816.36
01/01/18 $166,215.07
01/15/18 $172,362.92

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2018 Financial Goals (FLUID THIS YEAR)

• I have a goal of an average 15-20 OT hours per 2 week pay period while at the current job
• Continue monthly networking events
• Revamp household budget
• Meal plan weekly in an attempt to lower all household expenses.
• Continue tracking all personal and household spending
• Complete cash only gifts/holiday spending in 2018
• Find a new job
• No new debt
• Payoff existing debt
• Post here weekly at least. Helps for accountability
• Continue 16% 401k contribution personally until new job/budget reset

Finances, Fun, Falls

August 17th, 2013 at 07:34 pm

LOTS of financial things going on. I am still working to finalize my refinance on the house. Should be done by the 31st!

I had small credit card fraud on an inactive credit card. I caught it when the mortgage company pulled my credit. Didn't affect the refinance as the amount was

Posted in Uncategorized | 3 Comments »

3 Responses to “Finances, Fun, Falls”

snafu Says:
August 17th, 2013 at 08:03 pm 1376766207
1376766207

How did you resolve CC fraud? What steps are required? Are you re-fi house with the same lender or? I guess I missed it but did you find a suitable venue for your wedding? I hope you are enjoying the planning process it can be so much fun but be sure to keep your sense of humor while coping with providers. I remember how important it was to get everything in writing as verbal promises vanish in a hot minute.
HouseHopeful Says:
August 17th, 2013 at 11:53 pm 1376780009
1376780009

I had the credit card company address the fraud charges & shut down the account. Which is what I asked them to do in the first call. $0 balance on the account now. The refi is with the same lender and I break even, no $ out, no extra closing costs. Just have to have cash for closing in the same amount I will be refunded for the escrow in the other account (My homeowners insurance renews every October).

The wedding venue has been decided AND I found my dress!! I have everything in contracts, including pictures of the dress & triple checked measurements :P Luckily, the venue is an incredibly respected wedding place and I feel very confident in the services we will be getting. Thanks for asking!
IndianGal Says:
August 18th, 2013 at 05:22 pm 1376842974
1376842974

Good catch. I'm glad you are not out of money. And congratulations on the venue and the dress!

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HouseHappy's Personal Finance Blog

a journey into saving

Finances, Fun, Falls

3 Responses to “Finances, Fun, Falls”

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