My future hubby & I went and picked out our wedding bands on NYE. I also had some unexpected car repairs that same day. Both amounts went onto a card, which will be paid in full before the due date. I have recalculated my 'overall debt' figures to incorporate that 'debt' as it's now in my cashflow/debt snowball since its being paid off through the wedding account & cashflow from my overtime.

So its not debt in the sense of carrying over the balance, but I want to track the cashflow of the payoff. I pay no interest & get rewards points. And it's being paid off in under 30 days.

So as I am tracking my spending for the year, here is what I have so far:

Wednesday 1/1/14 NO SPEND DAY
Thursday 1/2/14 $8.54 on lunch (entertainment spending)