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About Me:

HouseHopeful

a 37 year old's adventures in home ownership

*******************************
CC DEBT AS OF 12-31-2014:
$16,107.06
Car Loan Bal as of 12-31-2014:
$1595.93

CC Debt as of Aug 2015: $0
Car Loan Bal as of April 2015: $0

CC Debt as of Jan 2018 $11,360.76
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Retirement Assets (Self Only): As of 12-31-2014
$74,658.54

As of 4/2/2015
$80,109.11

As 5/4/2015
$82,853.28

As of 5/19/2015
$84,246.46

1/1/2016 $89,377.35
3/1/2016 $87,633.98
3/22/2016 $94,300.61
5/17/16 $99,549.83
5/27/16 $100,660.76
7/31/16 $107,362.92
8/26/16 $109,610.23
9/20/16 $110,054.89
11/01/16 $112,132.23
12/18/16 $117,088.35
01/13/17 $119,243.90
02/23/17 $127,704.18
03/28/17 $130,107.48
04/30/17 $135,720.07
05/22/17 $136,711.31
06/14/17 $141,464.07
07/20/17 $146,100.07
09/04/17 $149,598.07
09/29/17 $152,321.29
10/16/17 $156,438.32
11/17/17 $159,210.07
12/19/17 $164,816.36
01/01/18 $166,215.07
01/15/18 $172,362.92

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2018 Financial Goals (FLUID THIS YEAR)

• I have a goal of an average 15-20 OT hours per 2 week pay period while at the current job
• Continue monthly networking events
• Revamp household budget
• Meal plan weekly in an attempt to lower all household expenses.
• Continue tracking all personal and household spending
• Complete cash only gifts/holiday spending in 2018
• Find a new job
• No new debt
• Payoff existing debt
• Post here weekly at least. Helps for accountability
• Continue 16% 401k contribution personally until new job/budget reset

Bonus and Money Goals!

March 5th, 2015 at 01:57 am

I have a bonus coming at the end of the month, which will net $5000!

I have $1135.93 left on my car loan (husband's is already paid off). We have the normal payment coming out this Friday ($230), and I am planning to pay the remaining balance ($905.93) on the 20th from the bonus.

I have 1 of 2 credit cards left with a balance of $3,845.77 that I will also pay off.

That leaves $248.30 to go to the last remaining card.

I have been offered a new role at work and it is going to come with an increase, but I am waiting on HR to make the formal offer. This should be a significant increase in pay.

With that being said, I should be able to pay off this last card prior to the baby being born, while still saving for baby expenses!

Once that is done, I want a good EFund and to put money into an IRA. Lots of ideas!

Once this debt is done, I will have over 1k a month to do with as I please - savings, IRA, whatever fun fiscally responsible plan we come up with!

Posted in Uncategorized | 6 Comments »

6 Responses to “Bonus and Money Goals! ”

VS_ozgirl Says:
March 5th, 2015 at 02:49 am 1425523754
1425523754

You guys are doing great things before bubs comes along, you are setting yourselves up well
scottish girl Says:
March 5th, 2015 at 10:36 am 1425551762
1425551762

Great!!
CB in the City Says:
March 5th, 2015 at 02:24 pm 1425565480
1425565480

Not to jinx you, but congrats on the coming job offer!
creditcardfree Says:
March 5th, 2015 at 02:40 pm 1425566402
1425566402

A bonus is exciting! Good plans.
Firstofmanysteps Says:
March 5th, 2015 at 03:09 pm 1425568141
1425568141

That's wonderful, congrats.
FrugalTexan75 Says:
March 6th, 2015 at 12:53 am 1425603198
1425603198

Good news!

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HouseHappy's Personal Finance Blog

a journey into saving

Bonus and Money Goals!

6 Responses to “Bonus and Money Goals! ”

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