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About Me:

HouseHopeful

a 37 year old's adventures in home ownership

*******************************
CC DEBT AS OF 12-31-2014:
$16,107.06
Car Loan Bal as of 12-31-2014:
$1595.93

CC Debt as of Aug 2015: $0
Car Loan Bal as of April 2015: $0

CC Debt as of Jan 2018 $11,360.76
*******************************

Retirement Assets (Self Only): As of 12-31-2014
$74,658.54

As of 4/2/2015
$80,109.11

As 5/4/2015
$82,853.28

As of 5/19/2015
$84,246.46

1/1/2016 $89,377.35
3/1/2016 $87,633.98
3/22/2016 $94,300.61
5/17/16 $99,549.83
5/27/16 $100,660.76
7/31/16 $107,362.92
8/26/16 $109,610.23
9/20/16 $110,054.89
11/01/16 $112,132.23
12/18/16 $117,088.35
01/13/17 $119,243.90
02/23/17 $127,704.18
03/28/17 $130,107.48
04/30/17 $135,720.07
05/22/17 $136,711.31
06/14/17 $141,464.07
07/20/17 $146,100.07
09/04/17 $149,598.07
09/29/17 $152,321.29
10/16/17 $156,438.32
11/17/17 $159,210.07
12/19/17 $164,816.36
01/01/18 $166,215.07
01/15/18 $172,362.92

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2018 Financial Goals (FLUID THIS YEAR)

• I have a goal of an average 15-20 OT hours per 2 week pay period while at the current job
• Continue monthly networking events
• Revamp household budget
• Meal plan weekly in an attempt to lower all household expenses.
• Continue tracking all personal and household spending
• Complete cash only gifts/holiday spending in 2018
• Find a new job
• No new debt
• Payoff existing debt
• Post here weekly at least. Helps for accountability
• Continue 16% 401k contribution personally until new job/budget reset

Total Financial Change in 2015

January 1st, 2016 at 07:19 pm

In 2015, I did the following:

-Paid off $15,019.95 in credit card debt that I came into the marriage with (Current CC Debt: $0)
-I paid off my car loan $1,595.93
-Purchased a crib $319.99
-Purchased a glider/ottoman $493.98
-Cash-flowed Gutter/Soffit Repairs $1933
-Cash-flowed car repair: $499.67
-Cash-flowed house painting $750
-Added $3840.32 to the New House Fund
-Increased 401k/IRA savings by $14,718.81

That is total change of $24,132.85 in debt payoff/savings/cash-flowed expenses and $14,718.81 in retirement savings for a total of $38,851.66 in positive financial change for 2015.

2015 was a great year! I am thankful for the overtime opportunities, flexible job and that we could do such positive financial changes while pregnant, having a baby and being on maternity leave!

Posted in Savings | 7 Comments »

7 Responses to “Total Financial Change in 2015”

Ima saver Says:
January 1st, 2016 at 07:24 pm 1451676286
1451676286

Great job!!
Househopeful Says:
January 1st, 2016 at 08:01 pm 1451678508
1451678508

Thanks, Julie! I am pretty darn happy with how the year turned out
Wink Says:
January 1st, 2016 at 08:06 pm 1451678786
1451678786

Wow that is fantastic!
AnotherReader Says:
January 1st, 2016 at 08:08 pm 1451678935
1451678935

Julie is right. Fantastic job!! Think what you can accomplish with your money now that the credit card debt is gone!
rob62521 Says:
January 1st, 2016 at 09:25 pm 1451683550
1451683550

Fabulous job!
Househopeful Says:
January 1st, 2016 at 10:43 pm 1451688181
1451688181

I am definitely looking forward to meeting my goals for 2016. Hopefully, we will be selling our house this year & buying a new one. I can't wait!
VS_ozgirl Says:
January 2nd, 2016 at 08:39 am 1451723975
1451723975

Impressive work, very inspiring!

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HouseHappy's Personal Finance Blog

a journey into saving

Total Financial Change in 2015

7 Responses to “Total Financial Change in 2015”

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