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About Me:

HouseHopeful

a 37 year old's adventures in home ownership

*******************************
CC DEBT AS OF 12-31-2014:
$16,107.06
Car Loan Bal as of 12-31-2014:
$1595.93

CC Debt as of Aug 2015: $0
Car Loan Bal as of April 2015: $0

CC Debt as of Jan 2018 $11,360.76
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Retirement Assets (Self Only): As of 12-31-2014
$74,658.54

As of 4/2/2015
$80,109.11

As 5/4/2015
$82,853.28

As of 5/19/2015
$84,246.46

1/1/2016 $89,377.35
3/1/2016 $87,633.98
3/22/2016 $94,300.61
5/17/16 $99,549.83
5/27/16 $100,660.76
7/31/16 $107,362.92
8/26/16 $109,610.23
9/20/16 $110,054.89
11/01/16 $112,132.23
12/18/16 $117,088.35
01/13/17 $119,243.90
02/23/17 $127,704.18
03/28/17 $130,107.48
04/30/17 $135,720.07
05/22/17 $136,711.31
06/14/17 $141,464.07
07/20/17 $146,100.07
09/04/17 $149,598.07
09/29/17 $152,321.29
10/16/17 $156,438.32
11/17/17 $159,210.07
12/19/17 $164,816.36
01/01/18 $166,215.07
01/15/18 $172,362.92

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2018 Financial Goals (FLUID THIS YEAR)

• I have a goal of an average 15-20 OT hours per 2 week pay period while at the current job
• Continue monthly networking events
• Revamp household budget
• Meal plan weekly in an attempt to lower all household expenses.
• Continue tracking all personal and household spending
• Complete cash only gifts/holiday spending in 2018
• Find a new job
• No new debt
• Payoff existing debt
• Post here weekly at least. Helps for accountability
• Continue 16% 401k contribution personally until new job/budget reset

Question for the Group - Auto Insurance

June 1st, 2016 at 05:50 pm

We are setting up homeowners insurance for our new home and switching our current home to an investment property. I have that all nailed down, but in doing the research, we are bundling in our car insurance with a new company.

They are PUSHING one of those driving Data Recorders. You use for 90 days and depending on how you do, they supposedly decrease your insurance from 10-25%. We have always been against that type of data collection as it doesn't account for so many things.

However, since we are discussing it, I was wondering if anyone tried it and if so, what was your experience?

Posted in Uncategorized | 5 Comments »

5 Responses to “Question for the Group - Auto Insurance”

Laura S. Says:
June 1st, 2016 at 06:57 pm 1464807456
1464807456

Maybe I am paranoid but it is too "Big Brother" for me. This coming from someone who hasn't been pulled over in at least 15 years. I very much obey the traffic laws. Also, is there any recourse if you believe the data is off?
creditcardfree Says:
June 1st, 2016 at 07:21 pm 1464808876
1464808876

No haven't tried them. Let us know what you decide.
LuckyRobin Says:
June 1st, 2016 at 11:30 pm 1464823848
1464823848

I wouldn't do it. Who knows what else it might be recording. The way they target ads to people these days it wouldn't surprise me if they didn't have voice activated software that looks for key words you say an then targets you by mail with the stuff you were talking about. It is already happening with smart TV's and some computer web cam software.
househopeful Says:
June 3rd, 2016 at 02:07 pm 1464962837
1464962837

We are very uneasy with the idea and have chosen to forgo it. Man, the insurance guys are pushy about it.
rob62521 Says:
June 3rd, 2016 at 07:08 pm 1464980930
1464980930

We are also uneasy with the idea. What if they decide the data they collect means they should raise your rates?

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HouseHappy's Personal Finance Blog

a journey into saving

Question for the Group - Auto Insurance

5 Responses to “Question for the Group - Auto Insurance”

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