I was asked in my last post what my savings goals are for 2007, so I am here to answer I also updated savings figures to the left.

First, I'd like to say that I've been very fortunate to have overtime available to me since January. This has negated taking on a second job and/or a roommate, which I originally planned to do.

I had several savings goals for 2007:

One of which is to track my spending to the cent for the full year (which I have been doing). Tracking has curbed [some] of my spending.

Another is that I put extra money towards my student loans each month (an average of $200.00 currently).

Here are some specific numbers for my savings catagories. The funds are held in ING & Emigrant Direct accounts.

Emergency Fund to: $6,500.00
Car Repair Fund: $500.00 [done]
Vet Fund (for yearly check & misc)$250.00 [done]
Christmas 2007: 400.00 [done]
New to Me Car Fund (not looking to buy for a few years yet) $2500.00 [done]
House Expense Fund includes:
-HOA fee 2008 $90.00 [done]
-Sewer bill 2008: $200.00 [done]
-Lawn Mower Fund (to be purchased soon) $200.00[done]
-Landscaping (i.e plants) 50.00 [done]
-Deck Furniture $300.00 [done]
Plus I'm using interest for Misc House Stuff: 33.55 total (so far)

I've overexaggerated the amount needed on some of the goals, just to give myself a cushion.

My savings had been good this year due to overtime, an unexpectedly large tax refund, and a small inheritance.

I figured that I'll need to work roughly 100 more hours of overtime to meet my Emergency Fund goal. Definately doable. I've already completed 24.5 hours between last week & this week.

Once I meet my emergency fund goal, I'm going to start paying down the student loans even more aggressively.

Work announced that the overtime will likely go away in late May/early June & the announcement has put me back in focus. I've been a little lax in some of my spending due to the overtime & starting today I'm going to live in my very strict budget that I have set up when there is no overtime. So I'm going to cut down on groceries, eating out & misc spending.

I plan to get a 2nd job and search for a roommate to suppliment my income once the overtime goes away, but in the meantime, I am REALLY going to buckle down. If I start now, then it won't be as much of a shock when my paycheck goes back to base pay only

Also-- I FINALLY got around to playing with my colors. I like the blue, but I may keep playing around with it.