Got paid today. Paid my mortgage & normal monthly bills. Put gas in my car and put $237.00 in an extra payment to my student loan.
I put the extra money from the electric budget ($37.23) and a few other catagories into savings. I like to build up a small amount in a freedom account for any expected 'unexpected' expenses (if you know what I mean).
Since I have all these planned savings and planned overpayment of my student loan, I sometimes have a tight month cash/spending wise. But its by choice. I want to meet my goals and for the most part its not a hardship for me to do so.
Last month, I had a lot of events - camping, a concert, and a wedding. So I spent more entertainment/gifts wise. So this motnh the entertainment budge is a little smaller
I also filled up the tank and made a BIG grocery run. I plan on doing some baking and I wanted to try making my own bread. Now I'm set except for getting some more milk and veggies later next week.
So now, after all is said and done, I've got a small amount left for discretionary spending.
From today until the 15th, I have:
-$16.02 in the gas budget (But I usually only fill up once a pay period).
-$36.96 for groceries
-$19.21 for entertainment/spending (this was already a lower amount than usual)
-$6.00 for cat litter
-$15.28 for personal items (really need to stock up in this catagory)
My goal is to stick to all of those budgeted amounts. To not go over in any catagory AND to not move funds from one to another. Its doable, mainly I just need to plan food and keep myself entertained VERY cheaply
Luckily, there's a lot of good tv on right now. And what I don't watch during the week, I can catch up on with Comcast On Demand and the internet
For meals,
I plan on having oatmeal for breakfast, tomato & cucumber salad & a cheese sandwich for lunch. Dinner will be pasta most likely
Thursday: Cheerios & milk for breakfast, pasta salad for lunch, meatloaf muffins for dinner.
Friday: Cheerios & milk for breakfast, salad w/ meat for lunch, tacos for dinner.
Payday - this month is TIGHT!
October 1st, 2008 at 02:48 am