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Strict Budget

April 29th, 2009 at 09:48 pm

I've said before, over the last few months, my spending is out of hand. Now that I have several upcoming home expenses, I need to tighten the belt even more. So I've planned my $0.00 based budget for 4/30 to 5/14 pay period.

I've made a grocery plan, a meal plan. I have a very, very strict cash flow this pay period, so I am looking to stick with it.

My biggest challange will be grocery and entertainment spending. One thing that will help in both areas is that I am going back to doing Weight Watchers. I was following the plan loosely, but now will be 100% on plan.

In addition to planning my food out (which saves on groceries), I plan on working out a lot more. This means skipping dinner out in favor of walking Smile (free entertainment) I will also be limiting drinking as part of the plan.

Speaking of exercise, I have set a goal for myself: I plan on walking 100 miles between now and the end of August. I'll be tracking my progress here. Wish me luck!

3 Responses to “Strict Budget”

  1. Ima saver Says:
    1241042312

    good luck on the walking. I use to try and walk 6-9 miles a day when I was younger!!

  2. ceejay74 Says:
    1241043434

    Good luck! While we don't worry about how much our groceries cost, making a list definitely helps us stick to our menu and not go out to eat (unless it's planned and we have the spending money for it).

    But for us, eating and drinking out and other kinds of shopping and entertainment would be the real killers, so we get our spending money cash in hand each Friday. We never use the debit card for frivolous shopping or eating out, because it's too easy to overspend. Sometimes our friends kind of look askance at us when we're poring over the bill at the end of the night, figuring out what each of us owes and such. Most couples/families would throw it on the card and figure it out later (or not). But this just works better for us.

  3. boomeyers Says:
    1241099419

    Good luck! Sounds like a great goal!

    I have fallen off the WW wagon and need to get back on! Smile

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