Welcome to September! I'm looking forward to cooler weather where I can keep my windows open and not run A/C and therefore save some money. Unfortunatley that isn't happening this week. Its in the mid to high 90s here.

Yesterday was payday, I spent 8.85 on pub night with friends (entertainment budget) and $42.19 at the grocery store to get most of my staples for this pay period (thru the 15th).

I have been working hard to make my money work for me. I paid some bills - bought gas, paid cell phone, car insurance and my cable bill with my Old Navy cc. They are doing triple rewards points and that plus the balance I already had, will yield me a $10 gc. Which I will use with another gc I already have to get some fall pants I am paying the cc off as soon as the charges post to the account, which will leave a $0 balance.

I also reduced my 401k contribution (while still keeping the company match) and all that extra amount is going straight to my credit cards.

I have lowered my entertainment budget to $65 per pay period and my grocery budget is $110 for this pay period and about $70 for my next pay period. I am going to work extra hard to stay within these budgets.

I also have finagled $40 in funds to use with a $10 off $50 coupon for Lowes. I need a new basement window cover, some weather stripping, carpet tape & CFL bulbs. And purchasing all at once will save me $10

I an reinstituting my Lunch Challange for myself for September. I went off plan a little at the end of August and really want to be back on track. So my goal for Sept is to pack breakfast, lunch, & snacks 100% with 2 exceptions for the month. One exception is today where I bought a 0.55 pretzel.

I would like to state that I don't mind the lunch challange because 1. I save money 2. Its easier to stay on my WW plan and 3. I'd rather spend disposable funds on being social

Finally, I plan on lowering my gym plan from 19.99/month to $10 a month. I can switch on the 24th of Sept and already have it on my calander. I also am returning a cable box that I have in my bedroom. Promo ran out & returning it will save me $9/month.

Cash Envelope Balances:
Groceries: Start $110/ Current $67.81
Entertainment: Start $65/Current $56.15
House/Lowes: $40 plus coupon
Kitty Litter: $10